Dunav Re a.d (XBEL:DNREM) Liabilities-to-Assets : 0.76 (As of Dec. 2025)

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XBEL:DNREM Dunav Re a.d XBEL:DNREM
73 GF Score
Price RSD7,600.00
GF Value RSD5,196.14
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Dunav Re a.d Liabilities-to-Assets?

Dunav Re a.d XBEL:DNREM 73 Liabilities-to-Assets is 0.76 as of Dec. 2025. GuruFocus rates XBEL:DNREM with a GF Score™ of 73/100 and a GF Value™ of RSD5,196.14 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Dunav Re a.d's Total Liabilities for the quarter that ended in Dec. 2025 was RSD13,325 Mil. Dunav Re a.d's Total Assets for the quarter that ended in Dec. 2025 was RSD17,575 Mil. Therefore, Dunav Re a.d's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.76.


Dunav Re a.d  (XBEL:DNREM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Dunav Re a.d Liabilities-to-Assets Related Terms


Dunav Re a.d Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Dunav Re a.d's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dunav Re a.d Liabilities-to-Assets Chart

Dunav Re a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 0.75 0.75 0.74 0.76

Dunav Re a.d Semi-Annual Data
Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.77 0.74 0.75 0.76

XBEL:DNREM vs RGA, EG, RNR: Liabilities-to-Assets Comparison

For the Insurance - Reinsurance subindustry, Dunav Re a.d's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dunav Re a.d Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Dunav Re a.d's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Dunav Re a.d's Liabilities-to-Assets falls into.


XBEL:DNREM
73GF Score
Dunav Re a.d XBEL:DNREM
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dunav Re a.d Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Dunav Re a.d's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=13325.278/17575.284
=0.76

Dunav Re a.d's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=13325.278/17575.284
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.76 mean?
Dunav Re a.d (XBEL:DNREM) has a Liabilities-to-Assets of 0.76 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Dunav Re a.d and its competitors.
Is Dunav Re a.d's Liabilities-to-Assets too high?
Dunav Re a.d's current Liabilities-to-Assets is 0.76. Overall, Dunav Re a.d has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Liabilities-to-Assets compare to RGA and EG?
Dunav Re a.d's Liabilities-to-Assets of 0.76 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Dunav Re a.d and its competitors. Dunav Re a.d's current Liabilities-to-Assets is 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,196.14, compared to a current price of RSD7,600.00 — trading 46.3% above its estimated fair value. The current Liabilities-to-Assets is 0.76. Dunav Re a.d's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Liabilities-to-Assets is 0.76 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?

Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued. The current stock price of RSD7,600.00 is trading 46.3% above its estimated GF Value™ of RSD5,196.14. GuruFocus considers Dunav Re a.d to be Significantly Overvalued.

Key valuation signals for XBEL:DNREM:

  • Liabilities-to-Assets: 0.76
  • GF Value™: RSD5,196.14 vs. price of RSD7,600.00 (46.3% above fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dunav Re a.d Business Description

Address Bulevar kralja Aleksandra 18, 1st floor, Beograd, SRB, 11000
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
73GF Score

Get the complete analysis for XBEL:DNREM

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RSD7,600.00
Price
RSD5,196.14
GF Value