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Dunav Re a.dXBEL:DNREM 68 Pretax Margin % is 6.93% as of Dec. 2025, which is 52% below its 10-year median of 14.47. GuruFocus rates XBEL:DNREM with a GF Score™ of 68/100 and a GF Value™ of RSD5,139.77 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 500 Insurance companies, Dunav Re a.d ranks better than 54% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Dunav Re a.d's Pre-Tax Income for the
six
months ended in Dec. 2025 was RSD298 Mil. Dunav Re a.d's Revenue for the
six
months ended in Dec. 2025 was RSD4,300 Mil. Therefore, Dunav Re a.d's pretax margin for the quarter that ended in Dec. 2025 was 6.93%.
The historical rank and industry rank for Dunav Re a.d's Pretax Margin % or its related term are showing as below:
XBEL:DNREM'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.12 Med: 14.47 Max: 21.44
Current: 12.81
XBEL:DNREM's Pretax Margin % is ranked better than 54% of 500
companies
in the Insurance industry
Industry Median: 11.875
vs XBEL:DNREM: 12.81
Dunav Re a.d (XBEL:DNREM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Dunav Re a.d Pretax Margin % Related Terms
Dunav Re a.d Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Dunav Re a.d's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNREM vs RGA, EG, RNR: Pretax Margin % Comparison
For the Insurance - Reinsurance subindustry, Dunav Re a.d's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav Re a.d Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav Re a.d's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Dunav Re a.d's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav Re a.d (XBEL:DNREM) has a Pretax Margin % of 6.93% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dunav Re a.d and its competitors. This is 52% below median its historical median of 14.47. Over the past decade, Dunav Re a.d's Pretax Margin % has ranged from 12.12 to 21.44. According to the industry distribution chart, Dunav Re a.d ranks #230 out of 500 companies in the Insurance industry, placing it in the top 46%.
Is Dunav Re a.d's Pretax Margin % too high?
Dunav Re a.d's current Pretax Margin % of 6.93% is 52% below median its 10-year median of 14.47. Over the past 10 years, this metric has ranged from a low of 12.12 to a high of 21.44. The Insurance industry median Pretax Margin % is 11.88. Dunav Re a.d's value of 6.93% is 41.6% below this industry median. Based on the distribution chart, Dunav Re a.d ranks #230 out of 500 companies in the Insurance industry, which is above the industry midpoint. Overall, Dunav Re a.d has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Pretax Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Dunav Re a.d ranks #230 out of 500 companies for Pretax Margin %. This puts Dunav Re a.d in the upper half of its industry. The industry median Pretax Margin % is 11.88. Dunav Re a.d's value of 6.93% is 41.6% below this benchmark. Historically, Dunav Re a.d's own Pretax Margin % has ranged from 12.12 to 21.44 over the past decade. While the company's 10-year median is 14.47 vs. the industry median of 11.88, Dunav Re a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.88, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav Re a.d's current Pretax Margin % of 6.93% is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Dunav Re a.d and its competitors. For the Insurance industry, the median Pretax Margin % is 11.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav Re a.d's current Pretax Margin % is 6.93%, which is 52% below median its own 10-year median of 14.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,139.77, compared to a current price of RSD7,600.00 — trading 47.9% above its estimated fair value. The current Pretax Margin % is 6.93%, which is 52% below median its 10-year median of 14.47 and 41.6% below the Insurance industry median of 11.88. Dunav Re a.d's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Pretax Margin % is 6.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued.
The current stock price of RSD7,600.00 is trading 47.9% above its estimated GF Value™ of RSD5,139.77.
GuruFocus considers Dunav Re a.d to be Significantly Overvalued.
Key valuation signals for XBEL:DNREM:
Pretax Margin %: 6.93% (52% below median its 10-year median of 14.47)
GF Value™: RSD5,139.77 vs. price of RSD7,600.00 (47.9% above fair value)
Industry Position: 41.6% below the Insurance median (#230 of 500)
No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
68GF Score
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