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Dunav Re a.dXBEL:DNREM 73 Equity-to-Asset is 0.24 as of Dec. 2025, which is 8% below its 10-year median of 0.26. GuruFocus rates XBEL:DNREM with a GF Score™ of 73/100 and a GF Value™ of RSD5,211.69 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 500 Insurance companies, Dunav Re a.d ranks worse than 54.6% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Dunav Re a.d's Total Stockholders Equity for the quarter that ended in Dec. 2025 was RSD4,250 Mil. Dunav Re a.d's Total Assets for the quarter that ended in Dec. 2025 was RSD17,575 Mil.
Therefore, Dunav Re a.d's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.24.
The historical rank and industry rank for Dunav Re a.d's Equity-to-Asset or its related term are showing as below:
XBEL:DNREM'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.21 Med: 0.26 Max: 0.35
Current: 0.24
During the past 13 years, the highest Equity to Asset Ratio of Dunav Re a.d was 0.35. The lowest was 0.21. And the median was 0.26.
XBEL:DNREM's Equity-to-Asset is ranked worse than 54.6% of 500
companies
in the Insurance industry
Industry Median: 0.26
vs XBEL:DNREM: 0.24
Dunav Re a.d (XBEL:DNREM) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Dunav Re a.d Equity-to-Asset Related Terms
Dunav Re a.d Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Dunav Re a.d's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBEL:DNREM vs RGA, EG, RNR: Equity-to-Asset Comparison
For the Insurance - Reinsurance subindustry, Dunav Re a.d's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dunav Re a.d Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Dunav Re a.d's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Dunav Re a.d's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Dunav Re a.d's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dunav Re a.d (XBEL:DNREM) has a Equity-to-Asset of 0.24 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dunav Re a.d and its competitors. This is near median its historical median of 0.26. Over the past decade, Dunav Re a.d's Equity-to-Asset has ranged from 0.21 to 0.35. According to the industry distribution chart, Dunav Re a.d ranks #273 out of 500 companies in the Insurance industry, placing it in the top 54.6%.
Is Dunav Re a.d's Equity-to-Asset too high?
Dunav Re a.d's current Equity-to-Asset of 0.24 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.35. The Insurance industry median Equity-to-Asset is 0.26. Dunav Re a.d's value of 0.24 is 7.7% below this industry median. Based on the distribution chart, Dunav Re a.d ranks #273 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, Dunav Re a.d has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dunav Re a.d's Equity-to-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Dunav Re a.d ranks #273 out of 500 companies for Equity-to-Asset. This places Dunav Re a.d in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Dunav Re a.d's value of 0.24 is 7.7% below this benchmark. Historically, Dunav Re a.d's own Equity-to-Asset has ranged from 0.21 to 0.35 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.26, Dunav Re a.d has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dunav Re a.d's current Equity-to-Asset of 0.24 is 7.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dunav Re a.d and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dunav Re a.d's current Equity-to-Asset is 0.24, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dunav Re a.d stock overvalued right now?
Based on GuruFocus' analysis, Dunav Re a.d (XBEL:DNREM) is currently considered Significantly Overvalued. The stock's GF Value™ is RSD5,211.69, compared to a current price of RSD7,600.00 — trading 45.8% above its estimated fair value. The current Equity-to-Asset is 0.24, which is near median its 10-year median of 0.26 and 7.7% below the Insurance industry median of 0.26. Dunav Re a.d's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Dunav Re a.d (XBEL:DNREM), the current Equity-to-Asset is 0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dunav Re a.d (XBEL:DNREM) Overvalued in 2026?
Based on GuruFocus' analysis, Dunav Re a.d stock appears to be overvalued.
The current stock price of RSD7,600.00 is trading 45.8% above its estimated GF Value™ of RSD5,211.69.
GuruFocus considers Dunav Re a.d to be Significantly Overvalued.
Key valuation signals for XBEL:DNREM:
Equity-to-Asset: 0.24 (near median its 10-year median of 0.26)
GF Value™: RSD5,211.69 vs. price of RSD7,600.00 (45.8% above fair value)
Industry Position: 7.7% below the Insurance median (#273 of 500)
No single metric tells the full story. See the XBEL:DNREM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dunav Re a.d is a joint-stock reinsurance company. It provides reinsurance protection. It operates in countries such as Slovenia, Croatia, Bosnia and Herzegovina, Montenegro, Albania, Turkish part of Cyprus, Germany, Russia, Bulgaria, North Africa (Morocco, Algeria), Asia-Emirates.
73GF Score
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