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Raize-Instituicao De Pagamentos (XLIS:MLRZE) Effective Interest Rate on Debt % : 25.19% (As of Dec. 2024)


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What is Raize-Instituicao De Pagamentos Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Raize-Instituicao De Pagamentos's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was €0.02 Mil. Raize-Instituicao De Pagamentos's average total debt for the quarter that ended in Dec. 2024 was €0.07 Mil. Therefore, Raize-Instituicao De Pagamentos's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was 25.19%.


Raize-Instituicao De Pagamentos Effective Interest Rate on Debt % Historical Data

The historical data trend for Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Raize-Instituicao De Pagamentos Effective Interest Rate on Debt % Chart

Raize-Instituicao De Pagamentos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 2.97 4.23 13.33 13.22 25.19

Raize-Instituicao De Pagamentos Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 2.97 4.23 13.33 13.22 25.19

Competitive Comparison of Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt %

For the Credit Services subindustry, Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Raize-Instituicao De Pagamentos's Effective Interest Rate on Debt % falls into.


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Raize-Instituicao De Pagamentos Effective Interest Rate on Debt % Calculation

Raize-Instituicao De Pagamentos's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -0.017/( (0.088+0.047)/ 2 )
=-1  *  -0.017/0.0675
=25.19 %

where

Raize-Instituicao De Pagamentos's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2023 )+Total Debt  (Q: Dec. 2024 ))/ count )
=-1  *  -0.017/( (0.088+0.047)/ 2 )
=-1  *  -0.017/0.0675
=25.19 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Raize-Instituicao De Pagamentos  (XLIS:MLRZE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Raize-Instituicao De Pagamentos Effective Interest Rate on Debt % Related Terms

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Raize-Instituicao De Pagamentos Business Description

Traded in Other Exchanges
N/A
Address
Rua Tierno Galvan, Amoreiras, Tower 3, 17th floor, Lisbon, PRT, 1070-274
Raize-Instituicao De Pagamentos SA is a payments institution. The company operates a comprehensive loan servicing platform for companies and individuals and is the owner of a marketplace lender focused on SME lending. The company is authorized and regulated by the Bank of Portugal.

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