Raize-Instituicao De Pagamentos (XLIS:MLRZE) Tariff Resilience Score: 0/10 (As of Aug. 08, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XLIS:MLRZE Raize-Instituicao De Pagamentos SA XLIS:MLRZE
32 GF Score
Price €1.38
GF Value €0.89
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Raize-Instituicao De Pagamentos Tariff Resilience Score?

Raize-Instituicao De Pagamentos has the Tariff Resilience Score of 0, which implies that the company might have .

Raize-Instituicao De Pagamentos has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Raize-Instituicao De Pagamentos might have .

Raize-Instituicao De Pagamentos  (XLIS:MLRZE) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Raize-Instituicao De Pagamentos Tariff Resilience Score Related Terms

XLIS:MLRZE
32GF Score
Raize-Instituicao De Pagamentos SA XLIS:MLRZE
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Raize-Instituicao De Pagamentos (XLIS:MLRZE) Overvalued in 2026?

Based on GuruFocus' analysis, Raize-Instituicao De Pagamentos stock appears to be overvalued. The current stock price of €1.38 is trading 55.1% above its estimated GF Value™ of €0.89. GuruFocus considers Raize-Instituicao De Pagamentos to be Significantly Overvalued.

Key valuation signals for XLIS:MLRZE:

  • Tariff Resilience Score: 0
  • GF Value™: €0.89 vs. price of €1.38 (55.1% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the XLIS:MLRZE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raize-Instituicao De Pagamentos Business Description

Address Rua Tierno Galvan, Amoreiras, Tower 3, 17th floor, Lisbon, PRT, 1070-274
Raize-Instituicao De Pagamentos SA is a payments institution. The company operates a comprehensive loan servicing platform for companies and individuals and is the owner of a marketplace lender focused on SME lending. The company is authorized and regulated by the Bank of Portugal.
32GF Score

Get the complete analysis for XLIS:MLRZE

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.38
Price
€0.89
GF Value