Raize-Instituicao De Pagamentos (XLIS:MLRZE) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

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XLIS:MLRZE Raize-Instituicao De Pagamentos SA XLIS:MLRZE
32 GF Score
Price €1.55
GF Value €0.88
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Raize-Instituicao De Pagamentos LT-Debt-to-Total-Asset?

Raize-Instituicao De Pagamentos XLIS:MLRZE 32 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates XLIS:MLRZE with a GF Score™ of 32/100 and a GF Value™ of €0.88 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Raize-Instituicao De Pagamentos's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

Raize-Instituicao De Pagamentos's long-term debt to total assets ratio declined from Dec. 2023 (0.07) to Dec. 2025 (0.00). It may suggest that Raize-Instituicao De Pagamentos is progressively becoming less dependent on debt to grow their business.

Raize-Instituicao De Pagamentos  (XLIS:MLRZE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Raize-Instituicao De Pagamentos LT-Debt-to-Total-Asset Related Terms

Raize-Instituicao De Pagamentos LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Raize-Instituicao De Pagamentos's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raize-Instituicao De Pagamentos LT-Debt-to-Total-Asset Chart

Raize-Instituicao De Pagamentos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.07 0.07 0.03 0.00

Raize-Instituicao De Pagamentos Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.07 0.07 0.03 0.00
XLIS:MLRZE
32GF Score
Raize-Instituicao De Pagamentos SA XLIS:MLRZE
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Raize-Instituicao De Pagamentos LT-Debt-to-Total-Asset Calculation

Raize-Instituicao De Pagamentos's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=0.007/10.1
=0.00

Raize-Instituicao De Pagamentos's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=0.007/10.1
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
Raize-Instituicao De Pagamentos (XLIS:MLRZE) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Raize-Instituicao De Pagamentos and its competitors.
Is Raize-Instituicao De Pagamentos' LT-Debt-to-Total-Asset too high?
Raize-Instituicao De Pagamentos' current LT-Debt-to-Total-Asset is 0.00. Overall, Raize-Instituicao De Pagamentos has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raize-Instituicao De Pagamentos' LT-Debt-to-Total-Asset compare to V and MA?
Raize-Instituicao De Pagamentos' LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Raize-Instituicao De Pagamentos and its competitors. Raize-Instituicao De Pagamentos's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raize-Instituicao De Pagamentos stock overvalued right now?
Based on GuruFocus' analysis, Raize-Instituicao De Pagamentos (XLIS:MLRZE) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.88, compared to a current price of €1.55 — trading 76.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Raize-Instituicao De Pagamentos' overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Raize-Instituicao De Pagamentos (XLIS:MLRZE), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raize-Instituicao De Pagamentos (XLIS:MLRZE) Overvalued in 2026?

Based on GuruFocus' analysis, Raize-Instituicao De Pagamentos stock appears to be overvalued. The current stock price of €1.55 is trading 76.1% above its estimated GF Value™ of €0.88. GuruFocus considers Raize-Instituicao De Pagamentos to be Significantly Overvalued.

Key valuation signals for XLIS:MLRZE:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: €0.88 vs. price of €1.55 (76.1% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the XLIS:MLRZE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raize-Instituicao De Pagamentos Business Description

Address Rua Tierno Galvan, Amoreiras, Tower 3, 17th floor, Lisbon, PRT, 1070-274
Raize-Instituicao De Pagamentos SA is a payments institution. The company operates a comprehensive loan servicing platform for companies and individuals and is the owner of a marketplace lender focused on SME lending. The company is authorized and regulated by the Bank of Portugal.
32GF Score

Get the complete analysis for XLIS:MLRZE

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.55
Price
€0.88
GF Value