Raize-Instituicao De Pagamentos (XLIS:MLRZE) Notes Receivable: €0.00 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XLIS:MLRZE Raize-Instituicao De Pagamentos SA XLIS:MLRZE
32 GF Score
Price €1.55
GF Value €0.88
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Raize-Instituicao De Pagamentos Notes Receivable?

Raize-Instituicao De Pagamentos XLIS:MLRZE 32 Notes Receivable is €0.00 Mil as of Dec. 2025. GuruFocus rates XLIS:MLRZE with a GF Score™ of 32/100 and a GF Value™ of €0.88 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Raize-Instituicao De Pagamentos's Notes Receivable for the quarter that ended in Dec. 2025 was €0.00 Mil.

Raize-Instituicao De Pagamentos Notes Receivable Related Terms

Raize-Instituicao De Pagamentos Notes Receivable Historical Data

* Premium members only.

The historical data trend for Raize-Instituicao De Pagamentos's Notes Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raize-Instituicao De Pagamentos Notes Receivable Chart

Raize-Instituicao De Pagamentos Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Notes Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Raize-Instituicao De Pagamentos Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Notes Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
XLIS:MLRZE
32GF Score
Raize-Instituicao De Pagamentos SA XLIS:MLRZE
Notes Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Raize-Instituicao De Pagamentos Notes Receivable Calculation

Notes Receivable is an unconditional promise to receive a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer.

Frequently Asked Questions Learn more about Notes Receivable →
What does a Notes Receivable of €0.00 Mil mean?
Raize-Instituicao De Pagamentos (XLIS:MLRZE) has a Notes Receivable of €0.00 Mil as of Dec. 2025. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Raize-Instituicao De Pagamentos and its competitors.
Is Raize-Instituicao De Pagamentos' Notes Receivable too high?
Raize-Instituicao De Pagamentos' current Notes Receivable is €0.00 Mil. Overall, Raize-Instituicao De Pagamentos has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raize-Instituicao De Pagamentos' Notes Receivable compare to V and MA?
Raize-Instituicao De Pagamentos' Notes Receivable of €0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Notes Receivable for a Credit Services company?
A good Notes Receivable depends on the Credit Services industry context. However, Notes Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Notes Receivable mean?
A high Notes Receivable can signal that a stock is expensive relative to its fundamentals. Notes Receivable is an unconditional promise to receive a definite sum of money within one year. View historical data on Raize-Instituicao De Pagamentos and its competitors. Raize-Instituicao De Pagamentos's current Notes Receivable is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raize-Instituicao De Pagamentos stock overvalued right now?
Based on GuruFocus' analysis, Raize-Instituicao De Pagamentos (XLIS:MLRZE) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.88, compared to a current price of €1.55 — trading 76.1% above its estimated fair value. The current Notes Receivable is €0.00 Mil. Raize-Instituicao De Pagamentos' overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Notes Receivable calculated?
Notes Receivable is calculated from a company's financial statements. For Raize-Instituicao De Pagamentos (XLIS:MLRZE), the current Notes Receivable is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raize-Instituicao De Pagamentos (XLIS:MLRZE) Overvalued in 2026?

Based on GuruFocus' analysis, Raize-Instituicao De Pagamentos stock appears to be overvalued. The current stock price of €1.55 is trading 76.1% above its estimated GF Value™ of €0.88. GuruFocus considers Raize-Instituicao De Pagamentos to be Significantly Overvalued.

Key valuation signals for XLIS:MLRZE:

  • Notes Receivable: €0.00 Mil
  • GF Value™: €0.88 vs. price of €1.55 (76.1% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the XLIS:MLRZE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raize-Instituicao De Pagamentos Business Description

Address Rua Tierno Galvan, Amoreiras, Tower 3, 17th floor, Lisbon, PRT, 1070-274
Raize-Instituicao De Pagamentos SA is a payments institution. The company operates a comprehensive loan servicing platform for companies and individuals and is the owner of a marketplace lender focused on SME lending. The company is authorized and regulated by the Bank of Portugal.
32GF Score

Get the complete analysis for XLIS:MLRZE

Notes Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.55
Price
€0.88
GF Value