International Consolidated Airlines Group (XMAD:IAG) Effective Interest Rate on Debt %: 5.05% (As of Mar. 2026)

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XMAD:IAG International Consolidated Airlines Group SA XMAD:IAG
64 GF Score
Price €5.37
Valuation Significantly Overvalued
! 5 Warning Signs
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What is International Consolidated Airlines Group Effective Interest Rate on Debt %?

International Consolidated Airlines Group XMAD:IAG -0.48% 64 Effective Interest Rate on Debt % is 5.05% as of Mar. 2026. GuruFocus rates XMAD:IAG with a GF Score™ of 64/100 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. International Consolidated Airlines Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €720 Mil. International Consolidated Airlines Group's average total debt for the quarter that ended in Mar. 2026 was €14,267 Mil. Therefore, International Consolidated Airlines Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.05%.


International Consolidated Airlines Group  (XMAD:IAG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


International Consolidated Airlines Group Effective Interest Rate on Debt % Related Terms


International Consolidated Airlines Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for International Consolidated Airlines Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Consolidated Airlines Group Effective Interest Rate on Debt % Chart

International Consolidated Airlines Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.35 4.95 6.07 5.40 5.18

International Consolidated Airlines Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.05 5.73 5.40 5.24 5.05

XMAD:IAG vs DAL, UAL, LUV: Effective Interest Rate on Debt % Comparison

For the Airlines subindustry, International Consolidated Airlines Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Consolidated Airlines Group Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, International Consolidated Airlines Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where International Consolidated Airlines Group's Effective Interest Rate on Debt % falls into.


XMAD:IAG
64GF Score
International Consolidated Airlines Group SA XMAD:IAG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Consolidated Airlines Group Effective Interest Rate on Debt % Calculation

International Consolidated Airlines Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -818/( (17345+14267)/ 2 )
=-1  *  -818/15806
=5.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13870 + 3475
=17345

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11221 + 3046
=14267

International Consolidated Airlines Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -720/( (14267+0)/ 1 )
=-1  *  -720/14267
=5.05 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11221 + 3046
=14267

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.05% mean?
International Consolidated Airlines Group (XMAD:IAG) has a Effective Interest Rate on Debt % of 5.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Consolidated Airlines Group and its competitors.
Is International Consolidated Airlines Group's Effective Interest Rate on Debt % too high?
International Consolidated Airlines Group's current Effective Interest Rate on Debt % is 5.05%. Overall, International Consolidated Airlines Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does International Consolidated Airlines Group's Effective Interest Rate on Debt % compare to DAL and UAL?
International Consolidated Airlines Group's Effective Interest Rate on Debt % of 5.05% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Consolidated Airlines Group and its competitors. International Consolidated Airlines Group's current Effective Interest Rate on Debt % is 5.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Consolidated Airlines Group stock overvalued right now?
Based on GuruFocus' analysis, International Consolidated Airlines Group (XMAD:IAG) is currently considered Significantly Overvalued. The current Effective Interest Rate on Debt % is 5.05%. International Consolidated Airlines Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For International Consolidated Airlines Group (XMAD:IAG), the current Effective Interest Rate on Debt % is 5.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

International Consolidated Airlines Group Business Description

Address Speedbird Way, Waterside (HAA2), PO Box 365, Harmondsworth, GBR, UB7 0GB
International Airlines Group is a European airline group flying under the British Airways, Iberia, Aer Lingus, and Vueling brands. The group's main airport hubs are London Heathrow, London Gatwick, Madrid, Barcelona, and Dublin. Geographically, it derives a majority of its revenue from the United Kingdom.
64GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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