XTIA (XTI Aerospace) Effective Interest Rate on Debt %: 5.12% (As of Mar. 2026)

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XTIA XTI Aerospace Inc XTIA
6 GF Score
Price $1.49
! 4 Warning Signs
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What is XTI Aerospace Effective Interest Rate on Debt %?

XTI Aerospace XTIA +7.22% 6 Effective Interest Rate on Debt % is 5.12% as of Mar. 2026. GuruFocus rates XTIA with a GF Score™ of 6/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XTI Aerospace's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.62 Mil. XTI Aerospace's average total debt for the quarter that ended in Mar. 2026 was $12.04 Mil. Therefore, XTI Aerospace's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.12%.


XTI Aerospace  (NAS:XTIA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


XTI Aerospace Effective Interest Rate on Debt % Related Terms


XTI Aerospace Effective Interest Rate on Debt % Historical Data

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The historical data trend for XTI Aerospace's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XTI Aerospace Effective Interest Rate on Debt % Chart

XTI Aerospace Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
15.60 6.84 10.29 12.90 3.75

XTI Aerospace Quarterly Data
Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 51.01 1.14 1.35 3.51 5.12

XTIA vs MOB, CVU, PEW: Effective Interest Rate on Debt % Comparison

For the Aerospace & Defense subindustry, XTI Aerospace's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XTI Aerospace Effective Interest Rate on Debt % vs Aerospace & Defense Industry

For the Aerospace & Defense industry and Industrials sector, XTI Aerospace's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XTI Aerospace's Effective Interest Rate on Debt % falls into.


XTIA
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XTI Aerospace Inc XTIA
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XTI Aerospace Effective Interest Rate on Debt % Calculation

XTI Aerospace's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.27/( (3.041+11.358)/ 2 )
=-1  *  -0.27/7.1995
=3.75 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.296 + 2.745
=3.041

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.877 + 8.481
=11.358

XTI Aerospace's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.616/( (11.358+12.721)/ 2 )
=-1  *  -0.616/12.0395
=5.12 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.877 + 8.481
=11.358

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.02 + 11.701
=12.721

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.12% mean?
XTI Aerospace (XTIA) has a Effective Interest Rate on Debt % of 5.12% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XTI Aerospace and its competitors.
Is XTI Aerospace's Effective Interest Rate on Debt % too high?
XTI Aerospace's current Effective Interest Rate on Debt % is 5.12%. Overall, XTI Aerospace has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does XTI Aerospace's Effective Interest Rate on Debt % compare to MOB and CVU?
XTI Aerospace's Effective Interest Rate on Debt % of 5.12% can be compared against companies in the Aerospace & Defense industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Aerospace & Defense company?
A good Effective Interest Rate on Debt % depends on the Aerospace & Defense industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on XTI Aerospace and its competitors. XTI Aerospace's current Effective Interest Rate on Debt % is 5.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XTI Aerospace stock overvalued right now?
XTI Aerospace (XTIA) has a current Effective Interest Rate on Debt % of 5.12%. The current Effective Interest Rate on Debt % is 5.12%. XTI Aerospace's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For XTI Aerospace (XTIA), the current Effective Interest Rate on Debt % is 5.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

XTI Aerospace Business Description

Address 15505 Wright Brothers Drive, Addison, TX, USA, 75001
XTI Aerospace Inc is a U.S.-based aerospace company focused on building and scaling Unmanned Aircraft Systems (UAS) solutions platform serving enterprise, public safety, government, and defense customers, while maintaining long-term optionality in vertical lift aircraft development. The company manages its operations through two reportable segments: Unmanned Aircraft Systems (UAS) and Commercial Aviation. Maximum revenue is generated from the UAS segment, which provides an integrated suite of UAS solutions across hardware distribution, training, compliance management support, repair and maintenance, fleet sustainment, and related services. The Commercial Aviation segment consists of the development-stage VTOL aircraft program focused on the TriFan 600.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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