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AIRA Factoring PCLBKK:AF -2.50%40 EV-to-EBIT is 102.77 as of Aug. 01, 2026, which is 125% above its 10-year median of 45.60. GuruFocus rates BKK:AF with a GF Score™ of 40/100 and a GF Value™ of ฿0.58 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 313 Credit Services companies, AIRA Factoring PCL ranks worse than 90.1% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
AIRA Factoring PCL's Enterprise Value for the quarter that ended in Mar. 2026 was ฿2,310.8 Mil.
AIRA Factoring PCL's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿23.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIRA Factoring PCL EV-to-EBIT Related Terms
AIRA Factoring PCL EV-to-EBIT Historical Data
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The historical data trend for AIRA Factoring PCL's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AIRA Factoring PCL's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIRA Factoring PCL EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AIRA Factoring PCL's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where AIRA Factoring PCL's EV-to-EBIT falls into.
AIRA Factoring PCL's current Enterprise Value is ฿2,358.8 Mil.
AIRA Factoring PCL's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿23.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIRA Factoring PCL (BKK:AF) has a EV-to-EBIT of 102.77 as of Aug. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AIRA Factoring PCL and its competitors. This is 125% above median its historical median of 45.60. According to the industry distribution chart, AIRA Factoring PCL ranks #282 out of 313 companies in the Credit Services industry, placing it in the top 90.1%.
Is AIRA Factoring PCL's EV-to-EBIT too high?
AIRA Factoring PCL's current EV-to-EBIT of 102.77 is 125% above median its 10-year median of 45.60. The Credit Services industry median EV-to-EBIT is 22.99. AIRA Factoring PCL's value of 102.77 is 347% above this industry median. Based on the distribution chart, AIRA Factoring PCL ranks #282 out of 313 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AIRA Factoring PCL has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AIRA Factoring PCL's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, AIRA Factoring PCL ranks #282 out of 313 companies for EV-to-EBIT. This places AIRA Factoring PCL in the lower half of its industry. The industry median EV-to-EBIT is 22.99. AIRA Factoring PCL's value of 102.77 is 347% above this benchmark. While the company's 10-year median is 45.60 vs. the industry median of 22.99, AIRA Factoring PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.99, based on 313 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIRA Factoring PCL's current EV-to-EBIT of 102.77 is 347% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AIRA Factoring PCL and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIRA Factoring PCL's current EV-to-EBIT is 102.77, which is 125% above median its own 10-year median of 45.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIRA Factoring PCL stock overvalued right now?
Based on GuruFocus' analysis, AIRA Factoring PCL (BKK:AF) is currently considered Possible Value Trap. The stock's GF Value™ is ฿0.58, compared to a current price of ฿0.39 — trading 32.8% below its estimated fair value. The current EV-to-EBIT is 102.77, which is 125% above median its 10-year median of 45.60 and 347% above the Credit Services industry median of 22.99. AIRA Factoring PCL's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For AIRA Factoring PCL (BKK:AF), the current EV-to-EBIT is 102.77 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIRA Factoring PCL (BKK:AF) Overvalued in 2026?
Based on GuruFocus' analysis, AIRA Factoring PCL stock appears to be undervalued.
The current stock price of ฿0.39 is trading 32.8% below its estimated GF Value™ of ฿0.58.
GuruFocus considers AIRA Factoring PCL to be Possible Value Trap.
Key valuation signals for BKK:AF:
EV-to-EBIT: 102.77 (125% above median its 10-year median of 45.60)
GF Value™: ฿0.58 vs. price of ฿0.39 (32.8% below fair value)
Industry Position: 347% above the Credit Services median (#282 of 313)
No single metric tells the full story. See the BKK:AF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIRA Factoring PCL is a Thailand-based company principally engaged in the business of receivable factoring. It provides short-term financing services by transferring creditor's rights or factoring services. Its various service offerings include promissory note loans, e-factoring, supplier financing, long-term loans, and others. The company's main reportable operating segment of the Company is the provision of lending services to SME customers, comprising the factoring business and loan financing. Geographically, the company operates only in Thailand.
40GF Score
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