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AIRA Factoring PCLBKK:AF 41 OCF Margin % is 389.86% as of Mar. 2026. GuruFocus rates BKK:AF with a GF Score™ of 41/100 and a GF Value™ of ฿0.58 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 532 Credit Services companies, AIRA Factoring PCL ranks worse than 59.4% on this metric.
The historical rank and industry rank for AIRA Factoring PCL's OCF Margin % or its related term are showing as below:
BKK:AF'
s OCF Margin % Range Over the Past 10 Years
Min: -215.75 Med: -1.06 Max: 194.15
Current: -4.07
During the past 13 years, the highest OCF Margin % of AIRA Factoring PCL was 194.15%. The lowest was -215.75%. And the median was -1.06%.
BKK:AF's OCF Margin % is ranked worse than 59.4% of 532
companies
in the Credit Services industry
Industry Median: 2.58
vs BKK:AF: -4.07
AIRA Factoring PCL OCF Margin % Related Terms
AIRA Factoring PCL OCF Margin % Historical Data
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The historical data trend for AIRA Factoring PCL's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AIRA Factoring PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIRA Factoring PCL OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AIRA Factoring PCL's OCF Margin % distribution charts can be found below:
* The bar in red indicates where AIRA Factoring PCL's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIRA Factoring PCL (BKK:AF) has a OCF Margin % of 389.86% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIRA Factoring PCL and its competitors. According to the industry distribution chart, AIRA Factoring PCL ranks #316 out of 532 companies in the Credit Services industry, placing it in the top 59.4%.
Is AIRA Factoring PCL's OCF Margin % too high?
AIRA Factoring PCL's current OCF Margin % is 389.86%. The Credit Services industry median OCF Margin % is 2.58. AIRA Factoring PCL's value of 389.86% is 15010.9% above this industry median. Based on the distribution chart, AIRA Factoring PCL ranks #316 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, AIRA Factoring PCL has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AIRA Factoring PCL's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, AIRA Factoring PCL ranks #316 out of 532 companies for OCF Margin %. This places AIRA Factoring PCL in the lower half of its industry. The industry median OCF Margin % is 2.58. AIRA Factoring PCL's value of 389.86% is 15010.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.58, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIRA Factoring PCL's current OCF Margin % of 389.86% is 15010.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AIRA Factoring PCL and its competitors. For the Credit Services industry, the median OCF Margin % is 2.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIRA Factoring PCL's current OCF Margin % is 389.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIRA Factoring PCL stock overvalued right now?
Based on GuruFocus' analysis, AIRA Factoring PCL (BKK:AF) is currently considered Possible Value Trap. The stock's GF Value™ is ฿0.58, compared to a current price of ฿0.38 — trading 34.5% below its estimated fair value. The current OCF Margin % is 389.86% and 15010.9% above the Credit Services industry median of 2.58. AIRA Factoring PCL's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AIRA Factoring PCL (BKK:AF), the current OCF Margin % is 389.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIRA Factoring PCL (BKK:AF) Overvalued in 2026?
Based on GuruFocus' analysis, AIRA Factoring PCL stock appears to be undervalued.
The current stock price of ฿0.38 is trading 34.5% below its estimated GF Value™ of ฿0.58.
GuruFocus considers AIRA Factoring PCL to be Possible Value Trap.
Key valuation signals for BKK:AF:
OCF Margin %: 389.86%
GF Value™: ฿0.58 vs. price of ฿0.38 (34.5% below fair value)
Industry Position: 15010.9% above the Credit Services median (#316 of 532)
No single metric tells the full story. See the BKK:AF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIRA Factoring PCL is a Thailand-based company principally engaged in the business of receivable factoring. It provides short-term financing services by transferring creditor's rights or factoring services. Its various service offerings include promissory note loans, e-factoring, supplier financing, long-term loans, and others. The company's main reportable operating segment of the Company is the provision of lending services to SME customers, comprising the factoring business and loan financing. Geographically, the company operates only in Thailand.
41GF Score
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