AIRA Factoring PCL (BKK:AF) Interest Coverage: N/A (As of Mar. 2026)

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BKK:AF AIRA Factoring PCL BKK:AF
40 GF Score
Price ฿0.38
GF Value ฿0.58
Valuation Possible Value Trap
! 8 Warning Signs
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What is AIRA Factoring PCL Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. AIRA Factoring PCL's Operating Income for the three months ended in Mar. 2026 was ฿6.0 Mil. AIRA Factoring PCL's Interest Expense for the three months ended in Mar. 2026 was ฿0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for AIRA Factoring PCL's Interest Coverage or its related term are showing as below:


BKK:AF's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AIRA Factoring PCL  (BKK:AF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

AIRA Factoring PCL Interest Coverage Related Terms

AIRA Factoring PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for AIRA Factoring PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AIRA Factoring PCL Interest Coverage Chart

AIRA Factoring PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A 10.43 16.73

AIRA Factoring PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

BKK:AF vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, AIRA Factoring PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AIRA Factoring PCL Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AIRA Factoring PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AIRA Factoring PCL's Interest Coverage falls into.


BKK:AF
40GF Score
AIRA Factoring PCL BKK:AF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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AIRA Factoring PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AIRA Factoring PCL's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, AIRA Factoring PCL's Interest Expense was ฿-1.2 Mil. Its Operating Income was ฿19.6 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿31.8 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*19.63/-1.173
=16.73

AIRA Factoring PCL's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, AIRA Factoring PCL's Interest Expense was ฿0.0 Mil. Its Operating Income was ฿6.0 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿25.6 Mil.

GuruFocus does not calculate AIRA Factoring PCL's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is AIRA Factoring PCL (BKK:AF) Overvalued in 2026?

Based on GuruFocus' analysis, AIRA Factoring PCL stock appears to be undervalued. The current stock price of ฿0.38 is trading 34.5% below its estimated GF Value™ of ฿0.58. GuruFocus considers AIRA Factoring PCL to be Possible Value Trap.

Key valuation signals for BKK:AF:

  • Interest Coverage: N/A
  • GF Value™: ฿0.58 vs. price of ฿0.38 (34.5% below fair value)
  • GF Score™: 40/100 with 8 warning signs

No single metric tells the full story. See the BKK:AF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AIRA Factoring PCL Business Description

Address No. 188, Phayathai Road, Unit 6-10, 12Ath Floor, Spring Tower Building, Thung Phaya Thai Sub-District, Ratchathewi District, Bangkok, THA, 10400
AIRA Factoring PCL is a Thailand-based company principally engaged in the business of receivable factoring. It provides short-term financing services by transferring creditor's rights or factoring services. Its various service offerings include promissory note loans, e-factoring, supplier financing, long-term loans, and others. The company's main reportable operating segment of the Company is the provision of lending services to SME customers, comprising the factoring business and loan financing. Geographically, the company operates only in Thailand.
40GF Score

Get the complete analysis for BKK:AF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.38
Price
฿0.58
GF Value