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AIRA Factoring PCLBKK:AF -2.50%40 EV-to-EBITDA is 69.08 as of Aug. 03, 2026, which is 66% above its 10-year median of 41.50. GuruFocus rates BKK:AF with a GF Score™ of 40/100 and a GF Value™ of ฿0.58 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 327 Credit Services companies, AIRA Factoring PCL ranks worse than 86.54% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, AIRA Factoring PCL's enterprise value is ฿2,358.8 Mil.
AIRA Factoring PCL's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ฿34.1 Mil. Therefore, AIRA Factoring PCL's EV-to-EBITDA for today is 69.08.
The historical rank and industry rank for AIRA Factoring PCL's EV-to-EBITDA or its related term are showing as below:
BKK:AF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 28.09 Med: 41.5 Max: 297.85
Current: 69.08
During the past 13 years, the highest EV-to-EBITDA of AIRA Factoring PCL was 297.85. The lowest was 28.09. And the median was 41.50.
BKK:AF's EV-to-EBITDA is ranked worse than 86.54% of 327
companies
in the Credit Services industry
Industry Median: 21.79
vs BKK:AF: 69.08
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AIRA Factoring PCL's PE Ratio (TTM) for today is calculated as:
AIRA Factoring PCL's share price for today is ฿0.39.
AIRA Factoring PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0.010.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for AIRA Factoring PCL's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AIRA Factoring PCL's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIRA Factoring PCL EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AIRA Factoring PCL's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where AIRA Factoring PCL's EV-to-EBITDA falls into.
AIRA Factoring PCL's current Enterprise Value is ฿2,358.8 Mil.
AIRA Factoring PCL's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿34.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIRA Factoring PCL (BKK:AF) has a EV-to-EBITDA of 69.08 as of Aug. 03, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on AIRA Factoring PCL. This is 66% above median its historical median of 41.50. Over the past decade, AIRA Factoring PCL's EV-to-EBITDA has ranged from 28.09 to 297.85. According to the industry distribution chart, AIRA Factoring PCL ranks #283 out of 327 companies in the Credit Services industry, placing it in the top 86.5%.
Is AIRA Factoring PCL's EV-to-EBITDA too high?
AIRA Factoring PCL's current EV-to-EBITDA of 69.08 is 66% above median its 10-year median of 41.50. Over the past 10 years, this metric has ranged from a low of 28.09 to a high of 297.85. The Credit Services industry median EV-to-EBITDA is 21.79. AIRA Factoring PCL's value of 69.08 is 217% above this industry median. Based on the distribution chart, AIRA Factoring PCL ranks #283 out of 327 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AIRA Factoring PCL has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AIRA Factoring PCL's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, AIRA Factoring PCL ranks #283 out of 327 companies for EV-to-EBITDA. This places AIRA Factoring PCL in the lower half of its industry. The industry median EV-to-EBITDA is 21.79. AIRA Factoring PCL's value of 69.08 is 217% above this benchmark. Historically, AIRA Factoring PCL's own EV-to-EBITDA has ranged from 28.09 to 297.85 over the past decade. While the company's 10-year median is 41.50 vs. the industry median of 21.79, AIRA Factoring PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.79, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIRA Factoring PCL's current EV-to-EBITDA of 69.08 is 217% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on AIRA Factoring PCL. For the Credit Services industry, the median EV-to-EBITDA is 21.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIRA Factoring PCL's current EV-to-EBITDA is 69.08, which is 66% above median its own 10-year median of 41.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIRA Factoring PCL stock overvalued right now?
Based on GuruFocus' analysis, AIRA Factoring PCL (BKK:AF) is currently considered Possible Value Trap. The stock's GF Value™ is ฿0.58, compared to a current price of ฿0.39 — trading 32.8% below its estimated fair value. The current EV-to-EBITDA is 69.08, which is 66% above median its 10-year median of 41.50 and 217% above the Credit Services industry median of 21.79. AIRA Factoring PCL's overall GF Score™ is 40/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For AIRA Factoring PCL (BKK:AF), the current EV-to-EBITDA is 69.08 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIRA Factoring PCL (BKK:AF) Overvalued in 2026?
Based on GuruFocus' analysis, AIRA Factoring PCL stock appears to be undervalued.
The current stock price of ฿0.39 is trading 32.8% below its estimated GF Value™ of ฿0.58.
GuruFocus considers AIRA Factoring PCL to be Possible Value Trap.
Key valuation signals for BKK:AF:
EV-to-EBITDA: 69.08 (66% above median its 10-year median of 41.50)
GF Value™: ฿0.58 vs. price of ฿0.39 (32.8% below fair value)
Industry Position: 217% above the Credit Services median (#283 of 327)
No single metric tells the full story. See the BKK:AF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIRA Factoring PCL is a Thailand-based company principally engaged in the business of receivable factoring. It provides short-term financing services by transferring creditor's rights or factoring services. Its various service offerings include promissory note loans, e-factoring, supplier financing, long-term loans, and others. The company's main reportable operating segment of the Company is the provision of lending services to SME customers, comprising the factoring business and loan financing. Geographically, the company operates only in Thailand.
40GF Score
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