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Definity FinancialTSX:DFY -0.71%77 EV-to-EBIT is 18.99 as of Jul. 24, 2026, which is 70% above its 10-year median of 11.20. GuruFocus rates TSX:DFY with a GF Score™ of 77/100 and a GF Value™ of C$72.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 345 Insurance companies, Definity Financial ranks worse than 85.51% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Definity Financial's Enterprise Value for the quarter that ended in Mar. 2026 was C$9,372 Mil.
Definity Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$585 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial EV-to-EBIT Related Terms
Definity Financial EV-to-EBIT Historical Data
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The historical data trend for Definity Financial's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Definity Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Definity Financial's EV-to-EBIT falls into.
Definity Financial's current Enterprise Value is C$11,108 Mil.
Definity Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$585 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial (TSX:DFY) has a EV-to-EBIT of 18.99 as of Jul. 24, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Definity Financial and its competitors. This is 70% above median its historical median of 11.20. According to the industry distribution chart, Definity Financial ranks #295 out of 345 companies in the Insurance industry, placing it in the top 85.5%.
Is Definity Financial's EV-to-EBIT too high?
Definity Financial's current EV-to-EBIT of 18.99 is 70% above median its 10-year median of 11.20. The Insurance industry median EV-to-EBIT is 8.53. Definity Financial's value of 18.99 is 122.6% above this industry median. Based on the distribution chart, Definity Financial ranks #295 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Definity Financial has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #295 out of 345 companies for EV-to-EBIT. This places Definity Financial in the lower half of its industry. The industry median EV-to-EBIT is 8.53. Definity Financial's value of 18.99 is 122.6% above this benchmark. While the company's 10-year median is 11.20 vs. the industry median of 8.53, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.53, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current EV-to-EBIT of 18.99 is 122.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Definity Financial and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current EV-to-EBIT is 18.99, which is 70% above median its own 10-year median of 11.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (TSX:DFY) is currently considered Fairly Valued. The stock's GF Value™ is C$72.41, compared to a current price of C$78.04 — trading 7.8% above its estimated fair value. The current EV-to-EBIT is 18.99, which is 70% above median its 10-year median of 11.20 and 122.6% above the Insurance industry median of 8.53. Definity Financial's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Definity Financial (TSX:DFY), the current EV-to-EBIT is 18.99 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (TSX:DFY) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of C$78.04 is trading 7.8% above its estimated GF Value™ of C$72.41.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for TSX:DFY:
EV-to-EBIT: 18.99 (70% above median its 10-year median of 11.20)
GF Value™: C$72.41 vs. price of C$78.04 (7.8% above fair value)
Industry Position: 122.6% above the Insurance median (#295 of 345)
No single metric tells the full story. See the TSX:DFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
77GF Score
Get the complete analysis for TSX:DFY
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