Definity Financial (TSX:DFY) Long-Term Debt: C$1,374 Mil (As of Mar. 2026)


TSX:DFY Definity Financial Corp TSX:DFY
77 GF Score
Price C$76.09
GF Value C$71.62
Valuation Fairly Valued
! 5 Warning Signs
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What is Definity Financial Long-Term Debt?

Definity Financial TSX:DFY +0.25% 77 Long-Term Debt is C$1,374 Mil as of Mar. 2026. GuruFocus rates TSX:DFY with a GF Score™ of 77/100 and a GF Value™ of C$71.62 (Fairly Valued). The stock has 5 warning signs investors should review.

Definity Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was C$1,374 Mil.

Definity Financial's quarterly Long-Term Debt increased from Sep. 2025 (C$1,113 Mil) to Dec. 2025 (C$1,123 Mil) and increased from Dec. 2025 (C$1,123 Mil) to Mar. 2026 (C$1,374 Mil).

Definity Financial's annual Long-Term Debt stayed the same from Dec. 2023 (C$114 Mil) to Dec. 2024 (C$114 Mil) but then increased from Dec. 2024 (C$114 Mil) to Dec. 2025 (C$1,123 Mil).

Definity Financial  (TSX:DFY) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Definity Financial Long-Term Debt Related Terms

Definity Financial Long-Term Debt Historical Data

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The historical data trend for Definity Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Definity Financial Long-Term Debt Chart

Definity Financial Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 0.00 35.70 114.30 114.30 1,122.70

Definity Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114.30 114.30 1,112.60 1,122.70 1,373.60
TSX:DFY
77GF Score
Definity Financial Corp TSX:DFY
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of C$1,374 Mil mean?
Definity Financial (TSX:DFY) has a Long-Term Debt of C$1,374 Mil as of Mar. 2026.
Is Definity Financial's Long-Term Debt too high?
Definity Financial's current Long-Term Debt is C$1,374 Mil. Overall, Definity Financial has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's Long-Term Debt compare to CB and PGR?
Definity Financial's Long-Term Debt of C$1,374 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Definity Financial's current Long-Term Debt is C$1,374 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (TSX:DFY) is currently considered Fairly Valued. The stock's GF Value™ is C$71.62, compared to a current price of C$76.09 — trading 6.2% above its estimated fair value. The current Long-Term Debt is C$1,374 Mil. Definity Financial's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Definity Financial (TSX:DFY), the current Long-Term Debt is C$1,374 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Definity Financial (TSX:DFY) Overvalued in 2026?

Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued. The current stock price of C$76.09 is trading 6.2% above its estimated GF Value™ of C$71.62. GuruFocus considers Definity Financial to be Fairly Valued.

Key valuation signals for TSX:DFY:

  • Long-Term Debt: C$1,374 Mil
  • GF Value™: C$71.62 vs. price of C$76.09 (6.2% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the TSX:DFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Definity Financial Business Description

Other Exchanges DFYFF:USA
Address 111 Westmount Road South, Waterloo, ON, CAN, N2L 2L6
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
77GF Score

Get the complete analysis for TSX:DFY

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$76.09
Price
C$71.62
GF Value