Definity FinancialTSX:DFY -0.30%77 5-Year Yield-on-Cost % is 1.02 as of Jul. 11, 2026, which is 9% below its 10-year median of 1.12. GuruFocus rates TSX:DFY with a GF Score™ of 77/100 and a GF Value™ of C$71.84 (Fairly Valued). The stock has 6 warning signs investors should review. Among 418 Insurance companies, Definity Financial ranks worse than 90.43% on this metric.
Definity Financial's yield on cost for the quarter that ended in Mar. 2026 was 1.02.
The historical rank and industry rank for Definity Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
TSX:DFY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.5 Med: 1.12 Max: 1.59
Current: 1.02
During the past 6 years, Definity Financial's highest Yield on Cost was 1.59. The lowest was 0.50. And the median was 1.12.
TSX:DFY's 5-Year Yield-on-Cost % is ranked worse than 90.43% of 418
companies
in the Insurance industry
Industry Median: 3.985
vs TSX:DFY: 1.02
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Definity Financial 5-Year Yield-on-Cost % Related Terms
TSX:DFY vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Definity Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Definity Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Definity Financial (TSX:DFY) has a 5-Year Yield-on-Cost % of 1.02 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Definity Financial and its competitors. This is near median its historical median of 1.12. Over the past decade, Definity Financial's 5-Year Yield-on-Cost % has ranged from 0.50 to 1.59. According to the industry distribution chart, Definity Financial ranks #378 out of 418 companies in the Insurance industry, placing it in the top 90.4%.
Is Definity Financial's 5-Year Yield-on-Cost % too high?
Definity Financial's current 5-Year Yield-on-Cost % of 1.02 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.59. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Definity Financial's value of 1.02 is 74.4% below this industry median. Based on the distribution chart, Definity Financial ranks #378 out of 418 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Definity Financial has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #378 out of 418 companies for 5-Year Yield-on-Cost %. This places Definity Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Definity Financial's value of 1.02 is 74.4% below this benchmark. Historically, Definity Financial's own 5-Year Yield-on-Cost % has ranged from 0.50 to 1.59 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 3.99, Definity Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current 5-Year Yield-on-Cost % of 1.02 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Definity Financial and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current 5-Year Yield-on-Cost % is 1.02, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (TSX:DFY) is currently considered Fairly Valued. The stock's GF Value™ is C$71.84, compared to a current price of C$78.64 — trading 9.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.02, which is near median its 10-year median of 1.12 and 74.4% below the Insurance industry median of 3.99. Definity Financial's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Definity Financial (TSX:DFY), the current 5-Year Yield-on-Cost % is 1.02 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (TSX:DFY) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of C$78.64 is trading 9.5% above its estimated GF Value™ of C$71.84.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for TSX:DFY:
5-Year Yield-on-Cost %: 1.02 (near median its 10-year median of 1.12)
GF Value™: C$71.84 vs. price of C$78.64 (9.5% above fair value)
Industry Position: 74.4% below the Insurance median (#378 of 418)
No single metric tells the full story. See the TSX:DFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
77GF Score
Get the complete analysis for TSX:DFY
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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