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Definity FinancialTSX:DFY +1.61%81 EV-to-EBITDA is 15.35 as of Jul. 25, 2026, which is 68% above its 10-year median of 9.15. GuruFocus rates TSX:DFY with a GF Score™ of 81/100 and a GF Value™ of C$72.46 (Fairly Valued). The stock has 6 warning signs investors should review. Among 346 Insurance companies, Definity Financial ranks worse than 83.53% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Definity Financial's enterprise value is C$11,260 Mil.
Definity Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was C$734 Mil. Therefore, Definity Financial's EV-to-EBITDA for today is 15.35.
The historical rank and industry rank for Definity Financial's EV-to-EBITDA or its related term are showing as below:
TSX:DFY'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -133.46 Med: 9.15 Max: 24.68
Current: 15.35
During the past 6 years, the highest EV-to-EBITDA of Definity Financial was 24.68. The lowest was -133.46. And the median was 9.15.
TSX:DFY's EV-to-EBITDA is ranked worse than 83.53% of 346
companies
in the Insurance industry
Industry Median: 8.235
vs TSX:DFY: 15.35
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Definity Financial's PE Ratio (TTM) for today is calculated as:
Definity Financial's share price for today is C$79.30.
Definity Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$3.210.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Definity Financial's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Definity Financial's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Definity Financial EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Definity Financial's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Definity Financial's EV-to-EBITDA falls into.
Definity Financial's current Enterprise Value is C$11,260 Mil.
Definity Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$734 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Definity Financial (TSX:DFY) has a EV-to-EBITDA of 15.35 as of Jul. 25, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Definity Financial. This is 68% above median its historical median of 9.15. According to the industry distribution chart, Definity Financial ranks #289 out of 346 companies in the Insurance industry, placing it in the top 83.5%.
Is Definity Financial's EV-to-EBITDA too high?
Definity Financial's current EV-to-EBITDA of 15.35 is 68% above median its 10-year median of 9.15. The Insurance industry median EV-to-EBITDA is 8.24. Definity Financial's value of 15.35 is 86.4% above this industry median. Based on the distribution chart, Definity Financial ranks #289 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Definity Financial has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Definity Financial's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Definity Financial ranks #289 out of 346 companies for EV-to-EBITDA. This places Definity Financial in the lower half of its industry. The industry median EV-to-EBITDA is 8.24. Definity Financial's value of 15.35 is 86.4% above this benchmark. While the company's 10-year median is 9.15 vs. the industry median of 8.24, Definity Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.24, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Definity Financial's current EV-to-EBITDA of 15.35 is 86.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Definity Financial. For the Insurance industry, the median EV-to-EBITDA is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Definity Financial's current EV-to-EBITDA is 15.35, which is 68% above median its own 10-year median of 9.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Definity Financial stock overvalued right now?
Based on GuruFocus' analysis, Definity Financial (TSX:DFY) is currently considered Fairly Valued. The stock's GF Value™ is C$72.46, compared to a current price of C$79.30 — trading 9.4% above its estimated fair value. The current EV-to-EBITDA is 15.35, which is 68% above median its 10-year median of 9.15 and 86.4% above the Insurance industry median of 8.24. Definity Financial's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Definity Financial (TSX:DFY), the current EV-to-EBITDA is 15.35 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Definity Financial (TSX:DFY) Overvalued in 2026?
Based on GuruFocus' analysis, Definity Financial stock appears to be overvalued.
The current stock price of C$79.30 is trading 9.4% above its estimated GF Value™ of C$72.46.
GuruFocus considers Definity Financial to be Fairly Valued.
Key valuation signals for TSX:DFY:
EV-to-EBITDA: 15.35 (68% above median its 10-year median of 9.15)
GF Value™: C$72.46 vs. price of C$79.30 (9.4% above fair value)
Industry Position: 86.4% above the Insurance median (#289 of 346)
No single metric tells the full story. See the TSX:DFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Definity Financial Corp is a property and casualty insurance services provider. It serves the insurance needs of individual, commercial, and farm customers. Its product portfolio includes Personal auto insurance, Personal home insurance, Group auto insurance, Group home insurance, Business property insurance, Business liability insurance, Commercial vehicle insurance, Surety bonds, Oilfield services insurance, General farm insurance, Premier cash crop insurance, and Winery insurance.
81GF Score
Get the complete analysis for TSX:DFY
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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