ACMAT (ACMT) EV-to-EBITDA: 35.86 (As of Jul. 27, 2026) — 35% Above Median

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ACMT ACMAT Corp ACMT
53 GF Score
Price $23.00
GF Value $51.28
! 4 Warning Signs
View Full Analysis

What is ACMAT EV-to-EBITDA?

ACMAT ACMT 53 EV-to-EBITDA is 35.86 as of Jul. 27, 2026, which is 35% above its 10-year median of 26.49. GuruFocus rates ACMT with a GF Score™ of 53/100 and a GF Value™ of $51.28. The stock has 4 warning signs investors should review. Among 348 Insurance companies, ACMAT ranks worse than 92.24% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, ACMAT's enterprise value is $24.42 Mil. ACMAT's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $0.68 Mil. Therefore, ACMAT's EV-to-EBITDA for today is 35.86.

The historical rank and industry rank for ACMAT's EV-to-EBITDA or its related term are showing as below:

ACMT' s EV-to-EBITDA Range Over the Past 10 Years
Min: 16.29   Med: 26.49   Max: 52.4
Current: 35.86

During the past 13 years, the highest EV-to-EBITDA of ACMAT was 52.40. The lowest was 16.29. And the median was 26.49.

ACMT's EV-to-EBITDA is ranked worse than
92.24% of 348 companies
in the Insurance industry
Industry Median: 8.26 vs ACMT: 35.86

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-27), ACMAT's stock price is $23.00. ACMAT's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.730. Therefore, ACMAT's PE Ratio (TTM) for today is 31.51.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


ACMAT  (OTCPK:ACMT) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ACMAT's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=23.00/0.730
=31.51

ACMAT's share price for today is $23.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ACMAT's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.730.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


ACMAT EV-to-EBITDA Related Terms


ACMAT EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ACMAT's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACMAT EV-to-EBITDA Chart

ACMAT Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.19 13.57 16.09 39.27 27.91

ACMAT Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec24 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.19 13.57 16.09 39.27 27.91

ACMT vs STLY, FNF, AXS: EV-to-EBITDA Comparison

For the Insurance - Specialty subindustry, ACMAT's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACMAT EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, ACMAT's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ACMAT's EV-to-EBITDA falls into.


ACMT
53GF Score
ACMAT Corp ACMT
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ACMAT EV-to-EBITDA Calculation

ACMAT's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=24.418/0.681
=35.86

ACMAT's current Enterprise Value is $24.42 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ACMAT's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $0.68 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 35.86 mean?
ACMAT (ACMT) has a EV-to-EBITDA of 35.86 as of Jul. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ACMAT. This is 35% above median its historical median of 26.49. Over the past decade, ACMAT's EV-to-EBITDA has ranged from 16.29 to 52.40. According to the industry distribution chart, ACMAT ranks #321 out of 348 companies in the Insurance industry, placing it in the top 92.2%.
Is ACMAT's EV-to-EBITDA too high?
ACMAT's current EV-to-EBITDA of 35.86 is 35% above median its 10-year median of 26.49. Over the past 10 years, this metric has ranged from a low of 16.29 to a high of 52.40. The Insurance industry median EV-to-EBITDA is 8.26. ACMAT's value of 35.86 is 334.1% above this industry median. Based on the distribution chart, ACMAT ranks #321 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ACMAT has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does ACMAT's EV-to-EBITDA compare to STLY and FNF?
According to the Insurance industry distribution chart, ACMAT ranks #321 out of 348 companies for EV-to-EBITDA. This places ACMAT in the lower half of its industry. The industry median EV-to-EBITDA is 8.26. ACMAT's value of 35.86 is 334.1% above this benchmark. Historically, ACMAT's own EV-to-EBITDA has ranged from 16.29 to 52.40 over the past decade. While the company's 10-year median is 26.49 vs. the industry median of 8.26, ACMAT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACMAT's current EV-to-EBITDA of 35.86 is 334.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ACMAT. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACMAT's current EV-to-EBITDA is 35.86, which is 35% above median its own 10-year median of 26.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACMAT stock overvalued right now?
ACMAT (ACMT) has a current EV-to-EBITDA of 35.86. The stock's GF Value™ is $51.28, compared to a current price of $23.00 — trading 55.1% below its estimated fair value. The current EV-to-EBITDA is 35.86, which is 35% above median its 10-year median of 26.49 and 334.1% above the Insurance industry median of 8.26. ACMAT's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For ACMAT (ACMT), the current EV-to-EBITDA is 35.86 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACMAT (ACMT) Overvalued in 2026?

Based on GuruFocus' analysis, ACMAT stock appears to be undervalued. The current stock price of $23.00 is trading 55.1% below its estimated GF Value™ of $51.28.

Key valuation signals for ACMT:

  • EV-to-EBITDA: 35.86 (35% above median its 10-year median of 26.49)
  • GF Value™: $51.28 vs. price of $23.00 (55.1% below fair value)
  • GF Score™: 53/100 with 4 warning signs
  • Industry Position: 334.1% above the Insurance median (#321 of 348)

No single metric tells the full story. See the ACMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACMAT Business Description

Other Exchanges ACMTA:USA
Address 30 South Road, Farmington, CT, USA, 06032-2418
ACMAT Corp, through its wholly-owned subsidiary, markets surety products throughout the United States. It offers surety bonds for almost all classifications of construction contractors, and also provides other miscellaneous sureties such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds.
53GF Score

Get the complete analysis for ACMT

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.00
Price
$51.28
GF Value