ACMAT (ACMT) Moat Score: 2/10 (As of Jun. 28, 2026)


ACMT ACMAT Corp ACMT
53 GF Score
Price $23.00
GF Value $50.93
Valuation Possible Value Trap
! 4 Warning Signs
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What is ACMAT Moat Score?

ACMAT ACMT 53 Moat Score is 2 as of Jun. 28, 2026. GuruFocus rates ACMT with a GF Score™ of 53/100 and a GF Value™ of $50.93 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 601 Insurance companies, ACMAT ranks better than 69.88% on this metric.

ACMAT has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

ACMAT has No Moat: ACMAT Corp lacks significant competitive advantages. It operates in a niche market with limited market share and customer loyalty, resulting in a very weak moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes ACMAT might have No Moat - Very weak/transient advantages.

ACMAT  (OTCPK:ACMT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

ACMAT Moat Score Related Terms

ACMT vs STLY, FNF, AXS: Moat Score Comparison

For the Insurance - Specialty subindustry, ACMAT's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ACMAT Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, ACMAT's Moat Score distribution charts can be found below:

* The bar in red indicates where ACMAT's Moat Score falls into.


ACMT
53GF Score
ACMAT Corp ACMT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
ACMAT (ACMT) has a Moat Score of 2 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, ACMAT ranks #181 out of 601 companies in the Insurance industry, placing it in the top 30.1%.
Is ACMAT's Moat Score too high?
ACMAT's current Moat Score is 2. Based on the distribution chart, ACMAT ranks #181 out of 601 companies in the Insurance industry, which is above the industry midpoint. Overall, ACMAT has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ACMAT's Moat Score compare to STLY and FNF?
According to the Insurance industry distribution chart, ACMAT ranks #181 out of 601 companies for Moat Score. This puts ACMAT in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. ACMAT's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACMAT stock overvalued right now?
Based on GuruFocus' analysis, ACMAT (ACMT) is currently considered Possible Value Trap. The stock's GF Value™ is $50.93, compared to a current price of $23.00 — trading 54.8% below its estimated fair value. The current Moat Score is 2. ACMAT's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For ACMAT (ACMT), the current Moat Score is 2 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACMAT (ACMT) Overvalued in 2026?

Based on GuruFocus' analysis, ACMAT stock appears to be undervalued. The current stock price of $23.00 is trading 54.8% below its estimated GF Value™ of $50.93. GuruFocus considers ACMAT to be Possible Value Trap.

Key valuation signals for ACMT:

  • Moat Score: 2
  • GF Value™: $50.93 vs. price of $23.00 (54.8% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the ACMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ACMAT Business Description

Other Exchanges ACMTA:USA
Address 30 South Road, Farmington, CT, USA, 06032-2418
ACMAT Corp, through its wholly-owned subsidiary, markets surety products throughout the United States. It offers surety bonds for almost all classifications of construction contractors, and also provides other miscellaneous sureties such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds.
53GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.00
Price
$50.93
GF Value