ACMAT (ACMT) Net Cash per Share: $-21.96 (As of Dec. 2025)

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ACMT ACMAT Corp ACMT
53 GF Score
Price $23.00
GF Value $53.85
! 4 Warning Signs
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What is ACMAT Net Cash per Share?

ACMAT ACMT 53 Net Cash per Share is $-21.96 as of Dec. 2025. GuruFocus rates ACMT with a GF Score™ of 53/100 and a GF Value™ of $53.85. The stock has 4 warning signs investors should review. Among 47 Insurance companies, ACMAT ranks worse than 2127657.45% on this metric.

Net Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents plus Marketable Securities minus Total Liabilities minus Minority Interest and then divided by Shares Outstanding (EOP). ACMAT's Net Cash per Share for the quarter that ended in Dec. 2025 was $-21.96.

The historical rank and industry rank for ACMAT's Net Cash per Share or its related term are showing as below:

ACMT's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.12
* Ranked among companies with meaningful Price-to-Net-Cash only.

ACMAT  (OTCPK:ACMT) Net Cash per Share Explanation

Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.


ACMAT Net Cash per Share Related Terms


ACMAT Net Cash per Share Historical Data

* Premium members only.

The historical data trend for ACMAT's Net Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ACMAT Net Cash per Share Chart

ACMAT Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec24 Dec25
Net Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -33.20 21.54 19.79 -25.78 -21.96

ACMAT Semi-Annual Data
Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec24 Dec25
Net Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -33.20 21.54 19.79 -25.78 -21.96

ACMT vs STLY, FNF, RYAN: Net Cash per Share Comparison

For the Insurance - Specialty subindustry, ACMAT's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ACMAT Price-to-Net-Cash vs Insurance Industry

For the Insurance industry and Financial Services sector, ACMAT's Price-to-Net-Cash distribution charts can be found below:

* The bar in red indicates where ACMAT's Price-to-Net-Cash falls into.


ACMT
53GF Score
ACMAT Corp ACMT
Net Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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ACMAT Net Cash per Share Calculation

In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.

ACMAT's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as

Net Cash per Share (A: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(1.036+1.41-19.376-0)/0.771
=-21.96

ACMAT's Net Cash per Share for the quarter that ended in Dec. 2025 is calculated as

Net Cash per Share (Q: Dec. 2025 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities-Total Liabilities-Minority Interest)/Shares Outstanding (EOP)
=(1.036+1.41-19.376-0)/0.771
=-21.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Cash per Share →
What does a Net Cash per Share of $-21.96 mean?
ACMAT (ACMT) has a Net Cash per Share of $-21.96 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on ACMAT and its competitors. According to the industry distribution chart, ACMAT ranks #999999 out of 47 companies in the Insurance industry.
Is ACMAT's Net Cash per Share too high?
ACMAT's current Net Cash per Share is $-21.96. Based on the distribution chart, ACMAT ranks #999999 out of 47 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ACMAT has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does ACMAT's Net Cash per Share compare to STLY and FNF?
According to the Insurance industry distribution chart, ACMAT ranks #999999 out of 47 companies for Net Cash per Share. This places ACMAT in the lower half of its industry. The industry median Net Cash per Share is 6.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.12, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on ACMAT and its competitors. For the Insurance industry, the median Net Cash per Share is 6.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACMAT's current Net Cash per Share is $-21.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACMAT stock overvalued right now?
ACMAT (ACMT) has a current Net Cash per Share of $-21.96. The stock's GF Value™ is $53.85, compared to a current price of $23.00 — trading 57.3% below its estimated fair value. The current Net Cash per Share is $-21.96. ACMAT's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For ACMAT (ACMT), the current Net Cash per Share is $-21.96 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ACMAT (ACMT) Overvalued in 2026?

Based on GuruFocus' analysis, ACMAT stock appears to be undervalued. The current stock price of $23.00 is trading 57.3% below its estimated GF Value™ of $53.85.

Key valuation signals for ACMT:

  • Net Cash per Share: $-21.96
  • GF Value™: $53.85 vs. price of $23.00 (57.3% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the ACMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ACMAT Business Description

Other Exchanges ACMTA:USA
Address 30 South Road, Farmington, CT, USA, 06032-2418
ACMAT Corp, through its wholly-owned subsidiary, markets surety products throughout the United States. It offers surety bonds for almost all classifications of construction contractors, and also provides other miscellaneous sureties such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds.
53GF Score

Get the complete analysis for ACMT

Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.00
Price
$53.85
GF Value