ACMATACMT 53 Net Margin % is 17.03% as of Dec. 2025, which is 1% below its 10-year median of 17.22. GuruFocus rates ACMT with a GF Score™ of 53/100 and a GF Value™ of $51.39 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 503 Insurance companies, ACMAT ranks better than 77.93% on this metric.
Net margin is calculated as Net Income divided by its Revenue. ACMAT's Net Income for the
six
months ended in Dec. 2025 was $0.56 Mil. ACMAT's Revenue for the
six
months ended in Dec. 2025 was $3.28 Mil. Therefore, ACMAT's net margin for the quarter that ended in Dec. 2025 was 17.03%.
The historical rank and industry rank for ACMAT's Net Margin % or its related term are showing as below:
ACMT'
s Net Margin % Range Over the Past 10 Years
Min: -22.89 Med: 17.22 Max: 20.17
Current: 17.03
ACMT's Net Margin % is ranked better than 77.93% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs ACMT: 17.03
ACMAT (OTCPK:ACMT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ACMAT Net Margin % Related Terms
ACMAT Net Margin % Historical Data
* Premium members only.
The historical data trend for ACMAT's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, ACMAT's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ACMAT Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ACMAT's Net Margin % distribution charts can be found below:
* The bar in red indicates where ACMAT's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ACMAT (ACMT) has a Net Margin % of 17.03% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on ACMAT and its competitors. This is near median its historical median of 17.22. According to the industry distribution chart, ACMAT ranks #111 out of 503 companies in the Insurance industry, placing it in the top 22.1%.
Is ACMAT's Net Margin % too high?
ACMAT's current Net Margin % of 17.03% is near median its 10-year median of 17.22. The Insurance industry median Net Margin % is 9.29. ACMAT's value of 17.03% is 83.3% above this industry median. Based on the distribution chart, ACMAT ranks #111 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ACMAT has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does ACMAT's Net Margin % compare to STLY and FNF?
According to the Insurance industry distribution chart, ACMAT ranks #111 out of 503 companies for Net Margin %. This places ACMAT in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. ACMAT's value of 17.03% is 83.3% above this benchmark. While the company's 10-year median is 17.22 vs. the industry median of 9.29, ACMAT has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ACMAT's current Net Margin % of 17.03% is 83.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ACMAT and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ACMAT's current Net Margin % is 17.03%, which is near median its own 10-year median of 17.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ACMAT stock overvalued right now?
Based on GuruFocus' analysis, ACMAT (ACMT) is currently considered Possible Value Trap. The stock's GF Value™ is $51.39, compared to a current price of $23.00 — trading 55.2% below its estimated fair value. The current Net Margin % is 17.03%, which is near median its 10-year median of 17.22 and 83.3% above the Insurance industry median of 9.29. ACMAT's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ACMAT (ACMT), the current Net Margin % is 17.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ACMAT (ACMT) Overvalued in 2026?
Based on GuruFocus' analysis, ACMAT stock appears to be undervalued.
The current stock price of $23.00 is trading 55.2% below its estimated GF Value™ of $51.39.
GuruFocus considers ACMAT to be Possible Value Trap.
Key valuation signals for ACMT:
Net Margin %: 17.03% (near median its 10-year median of 17.22)
GF Value™: $51.39 vs. price of $23.00 (55.2% below fair value)
Industry Position: 83.3% above the Insurance median (#111 of 503)
No single metric tells the full story. See the ACMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ACMAT Corp, through its wholly-owned subsidiary, markets surety products throughout the United States. It offers surety bonds for almost all classifications of construction contractors, and also provides other miscellaneous sureties such as workers' compensation bonds, supply bonds, subdivision bonds, and license and permit bonds.
53GF Score
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