United Overseas Insurance (FRA:IZB) EV-to-EBITDA: (As of Aug. 26, 2026)

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FRA:IZB United Overseas Insurance Ltd FRA:IZB
73 GF Score
Price €5.70
GF Value €5.54
! 3 Warning Signs
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What is United Overseas Insurance EV-to-EBITDA?

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, United Overseas Insurance's enterprise value is €307.53 Mil. United Overseas Insurance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €0.00 Mil. Therefore, United Overseas Insurance's EV-to-EBITDA for today is .

The historical rank and industry rank for United Overseas Insurance's EV-to-EBITDA or its related term are showing as below:

FRA:IZB's EV-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 7.98
* Ranked among companies with meaningful EV-to-EBITDA only.

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-26), United Overseas Insurance's stock price is €5.70. United Overseas Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.757. Therefore, United Overseas Insurance's PE Ratio (TTM) for today is 7.53.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


United Overseas Insurance  (FRA:IZB) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

United Overseas Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.70/0.757
=7.53

United Overseas Insurance's share price for today is €5.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. United Overseas Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.757.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


United Overseas Insurance EV-to-EBITDA Related Terms


United Overseas Insurance EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for United Overseas Insurance's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Insurance EV-to-EBITDA Chart

United Overseas Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

United Overseas Insurance Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:IZB vs CB, PGR, TRV: EV-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, United Overseas Insurance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Overseas Insurance EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, United Overseas Insurance's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where United Overseas Insurance's EV-to-EBITDA falls into.


FRA:IZB
73GF Score
United Overseas Insurance Ltd FRA:IZB
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Overseas Insurance EV-to-EBITDA Calculation

United Overseas Insurance's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=307.530/0
=

United Overseas Insurance's current Enterprise Value is €307.53 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. United Overseas Insurance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is United Overseas Insurance (FRA:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Insurance stock appears to be overvalued. The current stock price of €5.70 is trading 2.9% above its estimated GF Value™ of €5.54.

Key valuation signals for FRA:IZB:

  • EV-to-EBITDA:
  • GF Value™: €5.54 vs. price of €5.70 (2.9% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the FRA:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Insurance Business Description

Other Exchanges U13:Singapore
Address 146 Robinson Road, Number 02 - 01 UOI Building, Singapore, SGP, 068909
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
73GF Score

Get the complete analysis for FRA:IZB

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.70
Price
€5.54
GF Value