United Overseas Insurance (FRA:IZB) EPS (Basic): €0.70 (TTM As of Dec. 2025)


FRA:IZB United Overseas Insurance Ltd FRA:IZB
74 GF Score
Price €5.50
GF Value €5.64
! 3 Warning Signs
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What is United Overseas Insurance EPS (Basic)?

United Overseas Insurance FRA:IZB +0.92% 74 EPS (Basic) is €0.70 as of Dec. 2025. GuruFocus rates FRA:IZB with a GF Score™ of 74/100 and a GF Value™ of €5.64. The stock has 3 warning signs investors should review.

United Overseas Insurance's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €0.51. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.70.

United Overseas Insurance's EPS (Diluted) for the six months ended in Dec. 2025 was €0.51. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.70.

United Overseas Insurance's EPS without NRI for the six months ended in Dec. 2025 was €0.51. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.70.

During the past 12 months, United Overseas Insurance's average EPS without NRIGrowth Rate was 8.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 19.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 6.40% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, United Overseas Insurance's highest 3-Year average EPS without NRI Growth Rate was 41.40% per year. The lowest was -26.70% per year. And the median was 4.80% per year.

United Overseas Insurance  (FRA:IZB) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

United Overseas Insurance EPS (Basic) Related Terms

United Overseas Insurance EPS (Basic) Historical Data

* Premium members only.

The historical data trend for United Overseas Insurance's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Overseas Insurance EPS (Basic) Chart

United Overseas Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.22 0.33 0.35 0.35

United Overseas Insurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.32 0.36 0.19 0.51
FRA:IZB
74GF Score
United Overseas Insurance Ltd FRA:IZB
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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United Overseas Insurance EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

United Overseas Insurance's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(21.37-0)/61.155
=0.35

United Overseas Insurance's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(15.655-0)/61.155
=0.26

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €0.70 mean?
United Overseas Insurance (FRA:IZB) has a EPS (Basic) of €0.70 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Overseas Insurance and its competitors.
Is United Overseas Insurance's EPS (Basic) too high?
United Overseas Insurance's current EPS (Basic) is €0.70. Overall, United Overseas Insurance has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's EPS (Basic) compare to CB and PGR?
United Overseas Insurance's EPS (Basic) of €0.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Overseas Insurance and its competitors. United Overseas Insurance's current EPS (Basic) is €0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (FRA:IZB) has a current EPS (Basic) of €0.70. The stock's GF Value™ is €5.64, compared to a current price of €5.50 — trading 2.5% below its estimated fair value. The current EPS (Basic) is €0.70. United Overseas Insurance's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For United Overseas Insurance (FRA:IZB), the current EPS (Basic) is €0.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Insurance (FRA:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Insurance stock appears to be undervalued. The current stock price of €5.50 is trading 2.5% below its estimated GF Value™ of €5.64.

Key valuation signals for FRA:IZB:

  • EPS (Basic): €0.70
  • GF Value™: €5.64 vs. price of €5.50 (2.5% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the FRA:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Overseas Insurance Business Description

Other Exchanges U13:Singapore
Address 146 Robinson Road, Number 02 - 01 UOI Building, Singapore, SGP, 068909
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
74GF Score

Get the complete analysis for FRA:IZB

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.50
Price
€5.64
GF Value