United Overseas Insurance (FRA:IZB) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Founder & CEO of GuruFocus
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FRA:IZB United Overseas Insurance Ltd FRA:IZB
73 GF Score
Price €5.80
GF Value €5.73
! 3 Warning Signs
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What is United Overseas Insurance ROC (Joel Greenblatt) %?

United Overseas Insurance FRA:IZB +0.87% 73 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FRA:IZB with a GF Score™ of 73/100 and a GF Value™ of €5.73. The stock has 3 warning signs investors should review. Among 66 Insurance companies, United Overseas Insurance ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:IZB
73GF Score
United Overseas Insurance Ltd FRA:IZB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
United Overseas Insurance (FRA:IZB) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on United Overseas Insurance and its competitors. According to the industry distribution chart, United Overseas Insurance ranks #999999 out of 66 companies in the Insurance industry.
Is United Overseas Insurance's ROC (Joel Greenblatt) % too high?
United Overseas Insurance's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, United Overseas Insurance ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, United Overseas Insurance has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's ROC (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, United Overseas Insurance ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places United Overseas Insurance in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on United Overseas Insurance and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Overseas Insurance's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (FRA:IZB) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €5.73, compared to a current price of €5.80 — trading 1.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. United Overseas Insurance's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For United Overseas Insurance (FRA:IZB), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Overseas Insurance (FRA:IZB) Overvalued in 2026?

Based on GuruFocus' analysis, United Overseas Insurance stock appears to be overvalued. The current stock price of €5.80 is trading 1.2% above its estimated GF Value™ of €5.73.

Key valuation signals for FRA:IZB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €5.73 vs. price of €5.80 (1.2% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the FRA:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Overseas Insurance Business Description

Other Exchanges U13:Singapore
Address 146 Robinson Road, Number 02 - 01 UOI Building, Singapore, SGP, 068909
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
73GF Score

Get the complete analysis for FRA:IZB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.80
Price
€5.73
GF Value