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United Overseas Insurance has the Profitability Rank of 4.
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:
1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank
A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
United Overseas Insurance Profitability Rank Related Terms
FRA:IZB vs CB, PGR, TRV: Profitability Rank Comparison
For the Insurance - Property & Casualty subindustry, United Overseas Insurance's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Overseas Insurance Profitability Rank vs Insurance Industry
For the Insurance industry and Financial Services sector, United Overseas Insurance's Profitability Rank distribution charts can be found below:
* The bar in red indicates where United Overseas Insurance's Profitability Rank falls into.
United Overseas Insurance Profitability Rank Calculation
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.
United Overseas Insurance has the Profitability Rank of 4.
Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Overseas Insurance (FRA:IZB) has a Profitability Rank of 4 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on United Overseas Insurance and its competitors. This is near median its historical median of 4.00. Over the past decade, United Overseas Insurance's Profitability Rank has ranged from 3.00 to 7.00.
Is United Overseas Insurance's Profitability Rank too high?
United Overseas Insurance's current Profitability Rank of 4 is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 7.00. Overall, United Overseas Insurance has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's Profitability Rank compare to CB and PGR?
United Overseas Insurance's Profitability Rank of 4 can be compared against companies in the Insurance industry. Historically, United Overseas Insurance's own Profitability Rank has ranged from 3.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for an Insurance company?
A good Profitability Rank depends on the Insurance industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on United Overseas Insurance and its competitors. United Overseas Insurance's current Profitability Rank is 4, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (FRA:IZB) has a current Profitability Rank of 4. The stock's GF Value™ is €5.62, compared to a current price of €5.60 — trading 0.4% below its estimated fair value. The current Profitability Rank is 4, which is near median its 10-year median of 4.00. United Overseas Insurance's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For United Overseas Insurance (FRA:IZB), the current Profitability Rank is 4 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Overseas Insurance (FRA:IZB) Overvalued in 2026?
Based on GuruFocus' analysis, United Overseas Insurance stock appears to be undervalued.
The current stock price of €5.60 is trading 0.4% below its estimated GF Value™ of €5.62.
Key valuation signals for FRA:IZB:
Profitability Rank: 4 (near median its 10-year median of 4.00)
GF Value™: €5.62 vs. price of €5.60 (0.4% below fair value)
No single metric tells the full story. See the FRA:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
75GF Score
Get the complete analysis for FRA:IZB
Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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