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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-02), United Overseas Insurance's 1-Year Sharpe Ratio is 0.36.
United Overseas Insurance (FRA:IZB) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
United Overseas Insurance 1-Year Sharpe Ratio Related Terms
FRA:IZB vs CB, PGR, TRV: 1-Year Sharpe Ratio Comparison
For the Insurance - Property & Casualty subindustry, United Overseas Insurance's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Overseas Insurance 1-Year Sharpe Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, United Overseas Insurance's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where United Overseas Insurance's 1-Year Sharpe Ratio falls into.
United Overseas Insurance 1-Year Sharpe Ratio Calculation
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
United Overseas Insurance (FRA:IZB) has a 1-Year Sharpe Ratio of 0.36 as of Sep. 02, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for United Overseas Insurance and its competitors.
Is United Overseas Insurance's 1-Year Sharpe Ratio too high?
United Overseas Insurance's current 1-Year Sharpe Ratio is 0.36. Overall, United Overseas Insurance has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does United Overseas Insurance's 1-Year Sharpe Ratio compare to CB and PGR?
United Overseas Insurance's 1-Year Sharpe Ratio of 0.36 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for United Overseas Insurance and its competitors. United Overseas Insurance's current 1-Year Sharpe Ratio is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Overseas Insurance stock overvalued right now?
United Overseas Insurance (FRA:IZB) has a current 1-Year Sharpe Ratio of 0.36. The stock's GF Value™ is €5.59, compared to a current price of €5.75 — trading 2.9% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.36. United Overseas Insurance's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For United Overseas Insurance (FRA:IZB), the current 1-Year Sharpe Ratio is 0.36 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Overseas Insurance (FRA:IZB) Overvalued in 2026?
Based on GuruFocus' analysis, United Overseas Insurance stock appears to be overvalued.
The current stock price of €5.75 is trading 2.9% above its estimated GF Value™ of €5.59.
Key valuation signals for FRA:IZB:
1-Year Sharpe Ratio: 0.36
GF Value™: €5.59 vs. price of €5.75 (2.9% above fair value)
No single metric tells the full story. See the FRA:IZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Overseas Insurance Ltd is a Singapore-based company engaged in the underwriting of general insurance business and reinsurance. The company's general insurance products cover a broad spectrum of classes of insurance, among which are fire, marine, motor, engineering, general accident, and liability business. The company's segments include Singapore Insurance Fund (SIF), which is for insurance business relating to Singapore policies, Offshore Insurance Fund (OIF), which is for insurance business relating to offshore policies, and Shareholders' Fund (SHF), which relates to the company's investment activities of its non-insurance funds. It derives key revenue from the SIF segment. The group has a business presence in Singapore, ASEAN countries, and other countries.
72GF Score
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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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