Star Health and Allied Insurance Co (NSE:STARHEALTH) EV-to-EBITDA: 42.60 (As of Sep. 03, 2026) — Near Median

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NSE:STARHEALTH Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
77 GF Score
Price ₹562.95
GF Value ₹591.46
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Star Health and Allied Insurance Co EV-to-EBITDA?

Star Health and Allied Insurance Co NSE:STARHEALTH +0.46% 77 EV-to-EBITDA is 42.60 as of Sep. 03, 2026, which is 6% below its 10-year median of 45.30. GuruFocus rates NSE:STARHEALTH with a GF Score™ of 77/100 and a GF Value™ of ₹591.46 (Fairly Valued). The stock has 4 warning signs investors should review. Among 344 Insurance companies, Star Health and Allied Insurance Co ranks worse than 93.31% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Star Health and Allied Insurance Co's enterprise value is ₹321,447 Mil. Star Health and Allied Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹7,545 Mil. Therefore, Star Health and Allied Insurance Co's EV-to-EBITDA for today is 42.60.

The historical rank and industry rank for Star Health and Allied Insurance Co's EV-to-EBITDA or its related term are showing as below:

NSE:STARHEALTH' s EV-to-EBITDA Range Over the Past 10 Years
Min: 41.29   Med: 45.3   Max: 55.19
Current: 42.6

During the past 8 years, the highest EV-to-EBITDA of Star Health and Allied Insurance Co was 55.19. The lowest was 41.29. And the median was 45.30.

NSE:STARHEALTH's EV-to-EBITDA is ranked worse than
93.31% of 344 companies
in the Insurance industry
Industry Median: 8.16 vs NSE:STARHEALTH: 42.60

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-03), Star Health and Allied Insurance Co's stock price is ₹562.95. Star Health and Allied Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹14.320. Therefore, Star Health and Allied Insurance Co's PE Ratio (TTM) for today is 39.31.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Star Health and Allied Insurance Co  (NSE:STARHEALTH) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Star Health and Allied Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=562.95/14.320
=39.31

Star Health and Allied Insurance Co's share price for today is ₹562.95.
Star Health and Allied Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹14.320.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Star Health and Allied Insurance Co EV-to-EBITDA Related Terms


Star Health and Allied Insurance Co EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Star Health and Allied Insurance Co's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Health and Allied Insurance Co EV-to-EBITDA Chart

Star Health and Allied Insurance Co Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBITDA
Get a 7-Day Free Trial -31.46 31.36 25.09 20.78 28.89

Star Health and Allied Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.02 44.00 44.20 28.89 45.96

NSE:STARHEALTH vs MET, AFL, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Star Health and Allied Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Star Health and Allied Insurance Co EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Star Health and Allied Insurance Co's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Star Health and Allied Insurance Co's EV-to-EBITDA falls into.


NSE:STARHEALTH
77GF Score
Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Star Health and Allied Insurance Co EV-to-EBITDA Calculation

Star Health and Allied Insurance Co's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=321447.311/7545.2
=42.60

Star Health and Allied Insurance Co's current Enterprise Value is ₹321,447 Mil.
Star Health and Allied Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7,545 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 42.60 mean?
Star Health and Allied Insurance Co (NSE:STARHEALTH) has a EV-to-EBITDA of 42.60 as of Sep. 03, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Star Health and Allied Insurance Co. This is near median its historical median of 45.30. Over the past decade, Star Health and Allied Insurance Co's EV-to-EBITDA has ranged from 41.29 to 55.19. According to the industry distribution chart, Star Health and Allied Insurance Co ranks #321 out of 344 companies in the Insurance industry, placing it in the top 93.3%.
Is Star Health and Allied Insurance Co's EV-to-EBITDA too high?
Star Health and Allied Insurance Co's current EV-to-EBITDA of 42.60 is near median its 10-year median of 45.30. Over the past 10 years, this metric has ranged from a low of 41.29 to a high of 55.19. The Insurance industry median EV-to-EBITDA is 8.16. Star Health and Allied Insurance Co's value of 42.60 is 422.1% above this industry median. Based on the distribution chart, Star Health and Allied Insurance Co ranks #321 out of 344 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Star Health and Allied Insurance Co has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Health and Allied Insurance Co's EV-to-EBITDA compare to MET and AFL?
According to the Insurance industry distribution chart, Star Health and Allied Insurance Co ranks #321 out of 344 companies for EV-to-EBITDA. This places Star Health and Allied Insurance Co in the lower half of its industry. The industry median EV-to-EBITDA is 8.16. Star Health and Allied Insurance Co's value of 42.60 is 422.1% above this benchmark. Historically, Star Health and Allied Insurance Co's own EV-to-EBITDA has ranged from 41.29 to 55.19 over the past decade. While the company's 10-year median is 45.30 vs. the industry median of 8.16, Star Health and Allied Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.16, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Health and Allied Insurance Co's current EV-to-EBITDA of 42.60 is 422.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Star Health and Allied Insurance Co. For the Insurance industry, the median EV-to-EBITDA is 8.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Health and Allied Insurance Co's current EV-to-EBITDA is 42.60, which is near median its own 10-year median of 45.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Health and Allied Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co (NSE:STARHEALTH) is currently considered Fairly Valued. The stock's GF Value™ is ₹591.46, compared to a current price of ₹562.95 — trading 4.8% below its estimated fair value. The current EV-to-EBITDA is 42.60, which is near median its 10-year median of 45.30 and 422.1% above the Insurance industry median of 8.16. Star Health and Allied Insurance Co's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Star Health and Allied Insurance Co (NSE:STARHEALTH), the current EV-to-EBITDA is 42.60 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Health and Allied Insurance Co (NSE:STARHEALTH) Overvalued in 2026?

Based on GuruFocus' analysis, Star Health and Allied Insurance Co stock appears to be undervalued. The current stock price of ₹562.95 is trading 4.8% below its estimated GF Value™ of ₹591.46. GuruFocus considers Star Health and Allied Insurance Co to be Fairly Valued.

Key valuation signals for NSE:STARHEALTH:

  • EV-to-EBITDA: 42.60 (near median its 10-year median of 45.30)
  • GF Value™: ₹591.46 vs. price of ₹562.95 (4.8% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 422.1% above the Insurance median (#321 of 344)

No single metric tells the full story. See the NSE:STARHEALTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Star Health and Allied Insurance Co Business Description

Other Exchanges 543412:India
Address Dr. Radha Krishnan Salai, No. 148, Acropolis, Mylapore, Chennai, TN, IND, 600004
Star Health and Allied Insurance Co Ltd operates a non-life insurance business in India. It focuses on the retail health and group health segments. The company distributes policies through individual agents and also includes corporate agent banks and other corporate agents. It offers various types of insurance plans such as health, accidental, travel, corporate, and others. The operating segments of the company are based on the various types of insurance and include Fire, Marine Cargo, Marine Hull, Aviation, Motor, Workmen Compensation, Engineering, Public Product Liability, Personal Accident, Travel, and Health Insurance. The majority of its revenue is generated from its Health insurance products.
77GF Score

Get the complete analysis for NSE:STARHEALTH

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹562.95
Price
₹591.46
GF Value