NSE:STARHEALTH'
s Net Margin % Range Over the Past 10 Years
Min: -18.8 Med: 3.57 Max: 5.86
Current: 3.13
NSE:STARHEALTH's Net Margin % is ranked worse than 77.67% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs NSE:STARHEALTH: 3.13
Star Health and Allied Insurance Co (NSE:STARHEALTH) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Star Health and Allied Insurance Co Net Margin % Related Terms
Star Health and Allied Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Health and Allied Insurance Co Net Margin % Chart
NSE:STARHEALTH vs AFL, MET: Net Margin % Comparison
For the Insurance - Life subindustry, Star Health and Allied Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Health and Allied Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Star Health and Allied Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Star Health and Allied Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Health and Allied Insurance Co (NSE:STARHEALTH) has a Net Margin % of 2.40% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Star Health and Allied Insurance Co and its competitors. This is 33% below median its historical median of 3.57. According to the industry distribution chart, Star Health and Allied Insurance Co ranks #393 out of 506 companies in the Insurance industry, placing it in the top 77.7%.
Is Star Health and Allied Insurance Co's Net Margin % too high?
Star Health and Allied Insurance Co's current Net Margin % of 2.40% is 33% below median its 10-year median of 3.57. The Insurance industry median Net Margin % is 9.28. Star Health and Allied Insurance Co's value of 2.40% is 74.1% below this industry median. Based on the distribution chart, Star Health and Allied Insurance Co ranks #393 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Star Health and Allied Insurance Co has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Health and Allied Insurance Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Star Health and Allied Insurance Co ranks #393 out of 506 companies for Net Margin %. This places Star Health and Allied Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.28. Star Health and Allied Insurance Co's value of 2.40% is 74.1% below this benchmark. While the company's 10-year median is 3.57 vs. the industry median of 9.28, Star Health and Allied Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Health and Allied Insurance Co's current Net Margin % of 2.40% is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Star Health and Allied Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Health and Allied Insurance Co's current Net Margin % is 2.40%, which is 33% below median its own 10-year median of 3.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Health and Allied Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co (NSE:STARHEALTH) is currently considered Fairly Valued. The stock's GF Value™ is ₹588.02, compared to a current price of ₹584.75 — trading 0.6% below its estimated fair value. The current Net Margin % is 2.40%, which is 33% below median its 10-year median of 3.57 and 74.1% below the Insurance industry median of 9.28. Star Health and Allied Insurance Co's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Star Health and Allied Insurance Co (NSE:STARHEALTH), the current Net Margin % is 2.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Health and Allied Insurance Co (NSE:STARHEALTH) Overvalued in 2026?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co stock appears to be undervalued.
The current stock price of ₹584.75 is trading 0.6% below its estimated GF Value™ of ₹588.02.
GuruFocus considers Star Health and Allied Insurance Co to be Fairly Valued.
Key valuation signals for NSE:STARHEALTH:
Net Margin %: 2.40% (33% below median its 10-year median of 3.57)
GF Value™: ₹588.02 vs. price of ₹584.75 (0.6% below fair value)
Industry Position: 74.1% below the Insurance median (#393 of 506)
No single metric tells the full story. See the NSE:STARHEALTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Health and Allied Insurance Co Business Description
Star Health and Allied Insurance Co Ltd operates a non-life insurance business in India. It focuses on the retail health and group health segments. The company distributes policies through individual agents and also includes corporate agent banks and other corporate agents. It offers various types of insurance plans such as health, accidental, travel, corporate, and others. The operating segments of the company are based on the various types of insurance and include Fire, Marine Cargo, Marine Hull, Aviation, Motor, Workmen Compensation, Engineering, Public Product Liability, Personal Accident, Travel, and Health Insurance. The majority of its revenue is generated from its Health insurance products.
77GF Score
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