Star Health and Allied Insurance Co (NSE:STARHEALTH) Moat Score: 0/10 (As of Jul. 13, 2026)


NSE:STARHEALTH Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
81 GF Score
Price ₹603.25
GF Value ₹590.60
Valuation Fairly Valued
! 4 Warning Signs
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What is Star Health and Allied Insurance Co Moat Score?

Star Health and Allied Insurance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Star Health and Allied Insurance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Star Health and Allied Insurance Co might have No Moat - No discernible moat.

Star Health and Allied Insurance Co  (NSE:STARHEALTH) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Star Health and Allied Insurance Co Moat Score Related Terms

NSE:STARHEALTH
81GF Score
Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Star Health and Allied Insurance Co (NSE:STARHEALTH) Overvalued in 2026?

Based on GuruFocus' analysis, Star Health and Allied Insurance Co stock appears to be overvalued. The current stock price of ₹603.25 is trading 2.1% above its estimated GF Value™ of ₹590.60. GuruFocus considers Star Health and Allied Insurance Co to be Fairly Valued.

Key valuation signals for NSE:STARHEALTH:

  • Moat Score: 0
  • GF Value™: ₹590.60 vs. price of ₹603.25 (2.1% above fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the NSE:STARHEALTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Star Health and Allied Insurance Co Business Description

Other Exchanges 543412:India
Address Dr. Radha Krishnan Salai, No. 148, Acropolis, Mylapore, Chennai, TN, IND, 600004
Star Health and Allied Insurance Co Ltd operates a non-life insurance business in India. It focuses on the retail health and group health segments. The company distributes policies through individual agents and also includes corporate agent banks and other corporate agents. It offers various types of insurance plans such as health, accidental, travel, corporate, and others. The operating segments of the company are based on the various types of insurance and include Fire, Marine Cargo, Marine Hull, Aviation, Motor, Workmen Compensation, Engineering, Public Product Liability, Personal Accident, Travel, and Health Insurance. The majority of its revenue is generated from its Health insurance products.
81GF Score

Get the complete analysis for NSE:STARHEALTH

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹603.25
Price
₹590.60
GF Value