Star Health and Allied Insurance Co (NSE:STARHEALTH) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

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NSE:STARHEALTH Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
78 GF Score
Price ₹602.90
GF Value ₹591.51
Valuation Fairly Valued
! 4 Warning Signs
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What is Star Health and Allied Insurance Co LT-Debt-to-Total-Asset?

Star Health and Allied Insurance Co NSE:STARHEALTH +1.23% 78 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates NSE:STARHEALTH with a GF Score™ of 78/100 and a GF Value™ of ₹591.51 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Star Health and Allied Insurance Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Star Health and Allied Insurance Co's long-term debt to total assets ratio declined from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that Star Health and Allied Insurance Co is progressively becoming less dependent on debt to grow their business.

Star Health and Allied Insurance Co  (NSE:STARHEALTH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Star Health and Allied Insurance Co LT-Debt-to-Total-Asset Related Terms

Star Health and Allied Insurance Co LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Star Health and Allied Insurance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Health and Allied Insurance Co LT-Debt-to-Total-Asset Chart

Star Health and Allied Insurance Co Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.05 0.03 0.03 0.02 0.02

Star Health and Allied Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.03 0.02 0.02 0.02
NSE:STARHEALTH
78GF Score
Star Health and Allied Insurance Co Ltd NSE:STARHEALTH
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Star Health and Allied Insurance Co LT-Debt-to-Total-Asset Calculation

Star Health and Allied Insurance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=4700/240637.7
=0.02

Star Health and Allied Insurance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=4700/240637.7
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Star Health and Allied Insurance Co (NSE:STARHEALTH) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Star Health and Allied Insurance Co and its competitors.
Is Star Health and Allied Insurance Co's LT-Debt-to-Total-Asset too high?
Star Health and Allied Insurance Co's current LT-Debt-to-Total-Asset is 0.02. Overall, Star Health and Allied Insurance Co has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Health and Allied Insurance Co's LT-Debt-to-Total-Asset compare to AFL and MET?
Star Health and Allied Insurance Co's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Star Health and Allied Insurance Co and its competitors. Star Health and Allied Insurance Co's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Health and Allied Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co (NSE:STARHEALTH) is currently considered Fairly Valued. The stock's GF Value™ is ₹591.51, compared to a current price of ₹602.90 — trading 1.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Star Health and Allied Insurance Co's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Star Health and Allied Insurance Co (NSE:STARHEALTH), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Health and Allied Insurance Co (NSE:STARHEALTH) Overvalued in 2026?

Based on GuruFocus' analysis, Star Health and Allied Insurance Co stock appears to be overvalued. The current stock price of ₹602.90 is trading 1.9% above its estimated GF Value™ of ₹591.51. GuruFocus considers Star Health and Allied Insurance Co to be Fairly Valued.

Key valuation signals for NSE:STARHEALTH:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: ₹591.51 vs. price of ₹602.90 (1.9% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the NSE:STARHEALTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Star Health and Allied Insurance Co Business Description

Other Exchanges 543412:India
Address Dr. Radha Krishnan Salai, No. 148, Acropolis, Mylapore, Chennai, TN, IND, 600004
Star Health and Allied Insurance Co Ltd operates a non-life insurance business in India. It focuses on the retail health and group health segments. The company distributes policies through individual agents and also includes corporate agent banks and other corporate agents. It offers various types of insurance plans such as health, accidental, travel, corporate, and others. The operating segments of the company are based on the various types of insurance and include Fire, Marine Cargo, Marine Hull, Aviation, Motor, Workmen Compensation, Engineering, Public Product Liability, Personal Accident, Travel, and Health Insurance. The majority of its revenue is generated from its Health insurance products.
78GF Score

Get the complete analysis for NSE:STARHEALTH

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹602.90
Price
₹591.51
GF Value