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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Star Health and Allied Insurance Co's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was 0.00%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
NSE:STARHEALTH's 3-Year ROIIC % is not ranked *
in the Insurance industry.
Industry Median: 5.16 * Ranked among companies with meaningful 3-Year ROIIC % only.
Star Health and Allied Insurance Co (NSE:STARHEALTH) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Star Health and Allied Insurance Co 3-Year ROIIC % Related Terms
Star Health and Allied Insurance Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Health and Allied Insurance Co 3-Year ROIIC % Chart
NSE:STARHEALTH vs AFL, MET, PRU: 3-Year ROIIC % Comparison
For the Insurance - Life subindustry, Star Health and Allied Insurance Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Health and Allied Insurance Co 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Star Health and Allied Insurance Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Star Health and Allied Insurance Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Star Health and Allied Insurance Co (NSE:STARHEALTH) has a 3-Year ROIIC % of 0.00 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Star Health and Allied Insurance Co and its competitors. According to the industry distribution chart, Star Health and Allied Insurance Co ranks #999999 out of 336 companies in the Insurance industry.
Is Star Health and Allied Insurance Co's 3-Year ROIIC % too high?
Star Health and Allied Insurance Co's current 3-Year ROIIC % is 0.00. Based on the distribution chart, Star Health and Allied Insurance Co ranks #999999 out of 336 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Star Health and Allied Insurance Co has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Health and Allied Insurance Co's 3-Year ROIIC % compare to AFL and MET?
According to the Insurance industry distribution chart, Star Health and Allied Insurance Co ranks #999999 out of 336 companies for 3-Year ROIIC %. This places Star Health and Allied Insurance Co in the lower half of its industry. The industry median 3-Year ROIIC % is 5.16. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.16, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Star Health and Allied Insurance Co and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Health and Allied Insurance Co's current 3-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Health and Allied Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co (NSE:STARHEALTH) is currently considered Fairly Valued. The stock's GF Value™ is ₹594.48, compared to a current price of ₹598.85 — trading 0.7% above its estimated fair value. The current 3-Year ROIIC % is 0.00. Star Health and Allied Insurance Co's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Star Health and Allied Insurance Co (NSE:STARHEALTH), the current 3-Year ROIIC % is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Health and Allied Insurance Co (NSE:STARHEALTH) Overvalued in 2026?
Based on GuruFocus' analysis, Star Health and Allied Insurance Co stock appears to be overvalued.
The current stock price of ₹598.85 is trading 0.7% above its estimated GF Value™ of ₹594.48.
GuruFocus considers Star Health and Allied Insurance Co to be Fairly Valued.
Key valuation signals for NSE:STARHEALTH:
3-Year ROIIC %: 0.00
GF Value™: ₹594.48 vs. price of ₹598.85 (0.7% above fair value)
No single metric tells the full story. See the NSE:STARHEALTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Health and Allied Insurance Co Business Description
Star Health and Allied Insurance Co Ltd operates a non-life insurance business in India. It focuses on the retail health and group health segments. The company distributes policies through individual agents and also includes corporate agent banks and other corporate agents. It offers various types of insurance plans such as health, accidental, travel, corporate, and others. The operating segments of the company are based on the various types of insurance and include Fire, Marine Cargo, Marine Hull, Aviation, Motor, Workmen Compensation, Engineering, Public Product Liability, Personal Accident, Travel, and Health Insurance. The majority of its revenue is generated from its Health insurance products.
77GF Score
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