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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, NEO Finance AB's enterprise value is €-11.02 Mil.
NEO Finance AB's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €0.20 Mil. Therefore, NEO Finance AB's EV-to-EBITDA for today is -55.09.
The historical rank and industry rank for NEO Finance AB's EV-to-EBITDA or its related term are showing as below:
OVSE:NEOFI'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -55.09 Med: -4.98 Max: 87.47
Current: -55.09
During the past 9 years, the highest EV-to-EBITDA of NEO Finance AB was 87.47. The lowest was -55.09. And the median was -4.98.
OVSE:NEOFI's EV-to-EBITDA is not ranked
in the Credit Services industry.
Industry Median: 19.855
vs OVSE:NEOFI: -55.09
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
NEO Finance AB (OVSE:NEOFI) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
NEO Finance AB's PE Ratio (TTM) for today is calculated as:
NEO Finance AB's share price for today is €2.20.
NEO Finance AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.090.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for NEO Finance AB's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NEO Finance AB's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NEO Finance AB EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NEO Finance AB's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where NEO Finance AB's EV-to-EBITDA falls into.
NEO Finance AB's current Enterprise Value is €-11.02 Mil.
NEO Finance AB's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.20 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NEO Finance AB (OVSE:NEOFI) has a EV-to-EBITDA of -55.09 as of Sep. 02, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on NEO Finance AB.
Is NEO Finance AB's EV-to-EBITDA too high?
NEO Finance AB's current EV-to-EBITDA is -55.09.
How does NEO Finance AB's EV-to-EBITDA compare to V and MA?
NEO Finance AB's EV-to-EBITDA of -55.09 can be compared against companies in the Credit Services industry. The industry median EV-to-EBITDA is 19.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 19.86, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on NEO Finance AB. For the Credit Services industry, the median EV-to-EBITDA is 19.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NEO Finance AB's current EV-to-EBITDA is -55.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NEO Finance AB stock overvalued right now?
NEO Finance AB (OVSE:NEOFI) has a current EV-to-EBITDA of -55.09. The stock's GF Value™ is €0.90, compared to a current price of €2.20 — trading 144.4% above its estimated fair value. The current EV-to-EBITDA is -55.09. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For NEO Finance AB (OVSE:NEOFI), the current EV-to-EBITDA is -55.09 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NEO Finance AB is engaged in providing financial services. It owns and operates a Peer-to-peer lending platform under the brand name Paskolu Klubas that enables retail lenders to lend money directly to retail borrowers. Revenue from this business is generated in two main ways: an intermediary fee charged from borrowers on installments made and interest earned by co-investing with lenders. In addition, through Neopay (e-money), the company operates as a payment service provider in the Baltic and other regions, and through Finomark, a crowdfunding platform, it offers fundraising and investment solutions for both companies and investors, by offering loans to small and medium-sized businesses. The majority of the its revenue is generated from its peer-to-peer lending business in Lithuania.
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