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NEO Finance ABOVSE:NEOFI OCF Margin % is 41.03% as of Mar. 2026, which is 56% below its 10-year median of 93.30. The stock has 8 warning signs investors should review.
The historical rank and industry rank for NEO Finance AB's OCF Margin % or its related term are showing as below:
OVSE:NEOFI'
s OCF Margin % Range Over the Past 10 Years
Min: 78.34 Med: 93.3 Max: 100.77
Current: -600.33
During the past 9 years, the highest OCF Margin % of NEO Finance AB was 100.77%. The lowest was 78.34%. And the median was 93.30%.
OVSE:NEOFI's OCF Margin % is not ranked
in the Credit Services industry.
Industry Median: 2.625
vs OVSE:NEOFI: -600.33
NEO Finance AB OCF Margin % Related Terms
NEO Finance AB OCF Margin % Historical Data
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The historical data trend for NEO Finance AB's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NEO Finance AB's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NEO Finance AB OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NEO Finance AB's OCF Margin % distribution charts can be found below:
* The bar in red indicates where NEO Finance AB's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NEO Finance AB (OVSE:NEOFI) has a OCF Margin % of 41.03% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NEO Finance AB and its competitors. This is 56% below median its historical median of 93.30. Over the past decade, NEO Finance AB's OCF Margin % has ranged from 78.34 to 100.77.
Is NEO Finance AB's OCF Margin % too high?
NEO Finance AB's current OCF Margin % of 41.03% is 56% below median its 10-year median of 93.30. Over the past 10 years, this metric has ranged from a low of 78.34 to a high of 100.77. The Credit Services industry median OCF Margin % is 2.63. NEO Finance AB's value of 41.03% is 1463% above this industry median.
How does NEO Finance AB's OCF Margin % compare to V and MA?
NEO Finance AB's OCF Margin % of 41.03% can be compared against companies in the Credit Services industry. The industry median OCF Margin % is 2.63. NEO Finance AB's value of 41.03% is 1463% above this benchmark. Historically, NEO Finance AB's own OCF Margin % has ranged from 78.34 to 100.77 over the past decade. While the company's 10-year median is 93.30 vs. the industry median of 2.63, NEO Finance AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.63, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NEO Finance AB's current OCF Margin % of 41.03% is 1463% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NEO Finance AB and its competitors. For the Credit Services industry, the median OCF Margin % is 2.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NEO Finance AB's current OCF Margin % is 41.03%, which is 56% below median its own 10-year median of 93.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NEO Finance AB stock overvalued right now?
NEO Finance AB (OVSE:NEOFI) has a current OCF Margin % of 41.03%. The stock's GF Value™ is €0.90, compared to a current price of €2.20 — trading 144.4% above its estimated fair value. The current OCF Margin % is 41.03%, which is 56% below median its 10-year median of 93.30 and 1463% above the Credit Services industry median of 2.63. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For NEO Finance AB (OVSE:NEOFI), the current OCF Margin % is 41.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NEO Finance AB is engaged in providing financial services. It owns and operates a Peer-to-peer lending platform under the brand name Paskolu Klubas that enables retail lenders to lend money directly to retail borrowers. Revenue from this business is generated in two main ways: an intermediary fee charged from borrowers on installments made and interest earned by co-investing with lenders. In addition, through Neopay (e-money), the company operates as a payment service provider in the Baltic and other regions, and through Finomark, a crowdfunding platform, it offers fundraising and investment solutions for both companies and investors, by offering loans to small and medium-sized businesses. The majority of the its revenue is generated from its peer-to-peer lending business in Lithuania.
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