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Pelagos Insurance CapitalPLGO +0.37%81 EV-to-EBITDA is 4.62 as of Aug. 29, 2026, which is 4% above its 10-year median of 4.43. GuruFocus rates PLGO with a GF Score™ of 81/100 and a GF Value™ of $23.58 (Fairly Valued). The stock has 5 warning signs investors should review. Among 347 Insurance companies, Pelagos Insurance Capital ranks better than 78.1% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Pelagos Insurance Capital's enterprise value is $2,373 Mil.
Pelagos Insurance Capital's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $513 Mil. Therefore, Pelagos Insurance Capital's EV-to-EBITDA for today is 4.62.
The historical rank and industry rank for Pelagos Insurance Capital's EV-to-EBITDA or its related term are showing as below:
PLGO'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -88.39 Med: 4.43 Max: 87.72
Current: 4.62
During the past 7 years, the highest EV-to-EBITDA of Pelagos Insurance Capital was 87.72. The lowest was -88.39. And the median was 4.43.
PLGO's EV-to-EBITDA is ranked better than 78.1% of 347
companies
in the Insurance industry
Industry Median: 8.36
vs PLGO: 4.62
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Pelagos Insurance Capital (NYSE:PLGO) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pelagos Insurance Capital's PE Ratio (TTM) for today is calculated as:
Pelagos Insurance Capital's share price for today is $24.52.
Pelagos Insurance Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.080.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's EV-to-EBITDA falls into.
Pelagos Insurance Capital's current Enterprise Value is $2,373 Mil.
Pelagos Insurance Capital's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $513 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagos Insurance Capital (PLGO) has a EV-to-EBITDA of 4.62 as of Aug. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Pelagos Insurance Capital. This is near median its historical median of 4.43. According to the industry distribution chart, Pelagos Insurance Capital ranks #76 out of 347 companies in the Insurance industry, placing it in the top 21.9%.
Is Pelagos Insurance Capital's EV-to-EBITDA too high?
Pelagos Insurance Capital's current EV-to-EBITDA of 4.62 is near median its 10-year median of 4.43. The Insurance industry median EV-to-EBITDA is 8.36. Pelagos Insurance Capital's value of 4.62 is 44.7% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #76 out of 347 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pelagos Insurance Capital has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's EV-to-EBITDA compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #76 out of 347 companies for EV-to-EBITDA. This places Pelagos Insurance Capital in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.36. Pelagos Insurance Capital's value of 4.62 is 44.7% below this benchmark. While the company's 10-year median is 4.43 vs. the industry median of 8.36, Pelagos Insurance Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current EV-to-EBITDA of 4.62 is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Pelagos Insurance Capital. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current EV-to-EBITDA is 4.62, which is near median its own 10-year median of 4.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Fairly Valued. The stock's GF Value™ is $23.58, compared to a current price of $24.52 — trading 4% above its estimated fair value. The current EV-to-EBITDA is 4.62, which is near median its 10-year median of 4.43 and 44.7% below the Insurance industry median of 8.36. Pelagos Insurance Capital's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current EV-to-EBITDA is 4.62 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.52 is trading 4% above its estimated GF Value™ of $23.58.
GuruFocus considers Pelagos Insurance Capital to be Fairly Valued.
Key valuation signals for PLGO:
EV-to-EBITDA: 4.62 (near median its 10-year median of 4.43)
GF Value™: $23.58 vs. price of $24.52 (4% above fair value)
Industry Position: 44.7% below the Insurance median (#76 of 347)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
81GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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