5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Pelagos Insurance Capital's 5-Year ROIIC % for the quarter that ended in Dec. 2025 was 1.99%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Pelagos Insurance Capital's 5-Year ROIIC % or its related term are showing as below:
PLGO's 5-Year ROIIC % is ranked worse than 57.84% of 306
companies
in the Insurance industry
Industry Median: 3.625
vs PLGO: 1.99
Pelagos Insurance Capital (NYSE:PLGO) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Pelagos Insurance Capital 5-Year ROIIC % Related Terms
Pelagos Insurance Capital 5-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLGO vs XZO, IGIC, SUND: 5-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital 5-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's 5-Year ROIIC % falls into.
Pelagos Insurance Capital 5-Year ROIIC % Calculation
Pelagos Insurance Capital's 5-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
5-Year ROIIC %
=
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( 264.52406 (Dec. 2025) - 151.4 (Dec. 2020) )
/
( 9562.11 (Dec. 2025) - 3884.73 (Dec. 2020) )
=
113.12406
/
5677.38
=
1.99%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Pelagos Insurance Capital (PLGO) has a 5-Year ROIIC % of 1.99 as of Dec. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Pelagos Insurance Capital and its competitors. According to the industry distribution chart, Pelagos Insurance Capital ranks #177 out of 306 companies in the Insurance industry, placing it in the top 57.8%.
Is Pelagos Insurance Capital's 5-Year ROIIC % too high?
Pelagos Insurance Capital's current 5-Year ROIIC % is 1.99. The Insurance industry median 5-Year ROIIC % is 3.63. Pelagos Insurance Capital's value of 1.99 is 45.1% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #177 out of 306 companies in the Insurance industry, which is below the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's 5-Year ROIIC % compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #177 out of 306 companies for 5-Year ROIIC %. This places Pelagos Insurance Capital in the lower half of its industry. The industry median 5-Year ROIIC % is 3.63. Pelagos Insurance Capital's value of 1.99 is 45.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for an Insurance company?
The median 5-Year ROIIC % among Insurance companies is 3.63, based on 306 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current 5-Year ROIIC % of 1.99 is 45.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median 5-Year ROIIC % is 3.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current 5-Year ROIIC % is 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.01, compared to a current price of $24.74 — trading 17.8% above its estimated fair value. The current 5-Year ROIIC % is 1.99 and 45.1% below the Insurance industry median of 3.63. Pelagos Insurance Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current 5-Year ROIIC % is 1.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.74 is trading 17.8% above its estimated GF Value™ of $21.01.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for PLGO:
5-Year ROIIC %: 1.99
GF Value™: $21.01 vs. price of $24.74 (17.8% above fair value)
Industry Position: 45.1% below the Insurance median (#177 of 306)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
82GF Score
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