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Pelagos Insurance CapitalPLGO +0.37%81 Equity-to-Asset is 0.16 as of Jun. 2026, which is 24% below its 10-year median of 0.21. GuruFocus rates PLGO with a GF Score™ of 81/100 and a GF Value™ of $23.58 (Fairly Valued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Pelagos Insurance Capital ranks worse than 70.63% on this metric.
Pelagos Insurance Capital (NYSE:PLGO) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Pelagos Insurance Capital Equity-to-Asset Related Terms
Pelagos Insurance Capital Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLGO vs XZO, IGIC, SUND: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's Equity-to-Asset falls into.
Pelagos Insurance Capital Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Pelagos Insurance Capital's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagos Insurance Capital (PLGO) has a Equity-to-Asset of 0.16 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pelagos Insurance Capital and its competitors. This is 24% below median its historical median of 0.21. Over the past decade, Pelagos Insurance Capital's Equity-to-Asset has ranged from 0.16 to 0.37. According to the industry distribution chart, Pelagos Insurance Capital ranks #356 out of 504 companies in the Insurance industry, placing it in the top 70.6%.
Is Pelagos Insurance Capital's Equity-to-Asset too high?
Pelagos Insurance Capital's current Equity-to-Asset of 0.16 is 24% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.37. The Insurance industry median Equity-to-Asset is 0.26. Pelagos Insurance Capital's value of 0.16 is 38.5% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #356 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's Equity-to-Asset compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #356 out of 504 companies for Equity-to-Asset. This places Pelagos Insurance Capital in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Pelagos Insurance Capital's value of 0.16 is 38.5% below this benchmark. Historically, Pelagos Insurance Capital's own Equity-to-Asset has ranged from 0.16 to 0.37 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.26, Pelagos Insurance Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current Equity-to-Asset of 0.16 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current Equity-to-Asset is 0.16, which is 24% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Fairly Valued. The stock's GF Value™ is $23.58, compared to a current price of $24.52 — trading 4% above its estimated fair value. The current Equity-to-Asset is 0.16, which is 24% below median its 10-year median of 0.21 and 38.5% below the Insurance industry median of 0.26. Pelagos Insurance Capital's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current Equity-to-Asset is 0.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.52 is trading 4% above its estimated GF Value™ of $23.58.
GuruFocus considers Pelagos Insurance Capital to be Fairly Valued.
Key valuation signals for PLGO:
Equity-to-Asset: 0.16 (24% below median its 10-year median of 0.21)
GF Value™: $23.58 vs. price of $24.52 (4% above fair value)
Industry Position: 38.5% below the Insurance median (#356 of 504)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
81GF Score
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