PLGO (Pelagos Insurance Capital) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is Pelagos Insurance Capital LT-Debt-to-Total-Asset?

Pelagos Insurance Capital PLGO +4.08% 82 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates PLGO with a GF Score™ of 82/100 and a GF Value™ of $21.01 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Pelagos Insurance Capital's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Pelagos Insurance Capital's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.06). It may suggest that Pelagos Insurance Capital is progressively becoming more dependent on debt to grow their business.

Pelagos Insurance Capital (NYSE:PLGO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Pelagos Insurance Capital LT-Debt-to-Total-Asset Related Terms

Pelagos Insurance Capital LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Pelagos Insurance Capital's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pelagos Insurance Capital LT-Debt-to-Total-Asset Chart

Pelagos Insurance Capital Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.07

0.05

0.04

0.07

Pelagos Insurance Capital Quarterly Data
	Dec20	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial														0.04	0.07	0.07	0.07	0.06

82GF Score

Pelagos Insurance Capital Ltd PLGO

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Pelagos Insurance Capital LT-Debt-to-Total-Asset Calculation

Pelagos Insurance Capital's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	843.2	/	12443.8
	=	0.07

Pelagos Insurance Capital's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	843.5	/	13711.1
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Pelagos Insurance Capital (PLGO) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pelagos Insurance Capital and its competitors.

Is Pelagos Insurance Capital's LT-Debt-to-Total-Asset too high?

Pelagos Insurance Capital's current LT-Debt-to-Total-Asset is 0.06. Overall, Pelagos Insurance Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Pelagos Insurance Capital's LT-Debt-to-Total-Asset compare to XZO and IGIC?

Pelagos Insurance Capital's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Pelagos Insurance Capital and its competitors. Pelagos Insurance Capital's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Pelagos Insurance Capital stock overvalued right now?

Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.01, compared to a current price of $24.74 — trading 17.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Pelagos Insurance Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?

Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued. The current stock price of $24.74 is trading 17.8% above its estimated GF Value™ of $21.01. GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.

Key valuation signals for PLGO:

LT-Debt-to-Total-Asset: 0.06
GF Value™: $21.01 vs. price of $24.74 (17.8% above fair value)
GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pelagos Insurance Capital Business Description

Industry Financial Services Insurance

Comparable Companies XZO IGIC SUND BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XTAE:PHOE XBRU:AGS

Other Exchanges U0K:Germany

Address 90 Pitts Bay Road, 4th Floor, Wellesley House South, Pembroke, BMU, HM08

Website https://www.pelagosinsurancecapital.com

Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.

82GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.74

Price

$21.01

GF Value

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