Pelagos Insurance CapitalPLGO +4.08%82 5-Year Yield-on-Cost % is 2.42 as of Jun. 26, 2026, which is 2% above its 10-year median of 2.38. GuruFocus rates PLGO with a GF Score™ of 82/100 and a GF Value™ of $21.01 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 422 Insurance companies, Pelagos Insurance Capital ranks worse than 71.09% on this metric.
The historical rank and industry rank for Pelagos Insurance Capital's 5-Year Yield-on-Cost % or its related term are showing as below:
PLGO'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.51 Med: 2.38 Max: 2.87
Current: 2.42
During the past 7 years, Pelagos Insurance Capital's highest Yield on Cost was 2.87. The lowest was 0.51. And the median was 2.38.
PLGO's 5-Year Yield-on-Cost % is ranked worse than 71.09% of 422
companies
in the Insurance industry
Industry Median: 4.035
vs PLGO: 2.42
Pelagos Insurance Capital (NYSE:PLGO) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Pelagos Insurance Capital 5-Year Yield-on-Cost % Related Terms
PLGO vs XZO, IGIC, SUND: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's 5-Year Yield-on-Cost % falls into.
Pelagos Insurance Capital 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Pelagos Insurance Capital (PLGO) has a 5-Year Yield-on-Cost % of 2.42 as of Jun. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pelagos Insurance Capital and its competitors. This is near median its historical median of 2.38. Over the past decade, Pelagos Insurance Capital's 5-Year Yield-on-Cost % has ranged from 0.51 to 2.87. According to the industry distribution chart, Pelagos Insurance Capital ranks #300 out of 422 companies in the Insurance industry, placing it in the top 71.1%.
Is Pelagos Insurance Capital's 5-Year Yield-on-Cost % too high?
Pelagos Insurance Capital's current 5-Year Yield-on-Cost % of 2.42 is near median its 10-year median of 2.38. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 2.87. The Insurance industry median 5-Year Yield-on-Cost % is 4.04. Pelagos Insurance Capital's value of 2.42 is 40% below this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #300 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's 5-Year Yield-on-Cost % compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #300 out of 422 companies for 5-Year Yield-on-Cost %. This places Pelagos Insurance Capital in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.04. Pelagos Insurance Capital's value of 2.42 is 40% below this benchmark. Historically, Pelagos Insurance Capital's own 5-Year Yield-on-Cost % has ranged from 0.51 to 2.87 over the past decade. While the company's 10-year median is 2.38 vs. the industry median of 4.04, Pelagos Insurance Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.04, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current 5-Year Yield-on-Cost % of 2.42 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current 5-Year Yield-on-Cost % is 2.42, which is near median its own 10-year median of 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.01, compared to a current price of $24.74 — trading 17.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.42, which is near median its 10-year median of 2.38 and 40% below the Insurance industry median of 4.04. Pelagos Insurance Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current 5-Year Yield-on-Cost % is 2.42 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.74 is trading 17.8% above its estimated GF Value™ of $21.01.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for PLGO:
5-Year Yield-on-Cost %: 2.42 (near median its 10-year median of 2.38)
GF Value™: $21.01 vs. price of $24.74 (17.8% above fair value)
Industry Position: 40% below the Insurance median (#300 of 422)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
82GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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