Pelagos Insurance CapitalPLGO +4.08%82 Pretax Margin % is 16.89% as of Mar. 2026, which is 33% above its 10-year median of 12.69. GuruFocus rates PLGO with a GF Score™ of 82/100 and a GF Value™ of $21.01 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Pelagos Insurance Capital ranks better than 74.85% on this metric.
The historical rank and industry rank for Pelagos Insurance Capital's Pretax Margin % or its related term are showing as below:
PLGO'
s Pretax Margin % Range Over the Past 10 Years
Min: 5.28 Med: 12.69 Max: 60.81
Current: 20.17
PLGO's Pretax Margin % is ranked better than 74.85% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs PLGO: 20.17
Pelagos Insurance Capital (NYSE:PLGO) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Pelagos Insurance Capital Pretax Margin % Related Terms
Pelagos Insurance Capital Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PLGO vs XZO, IGIC, SUND: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Pelagos Insurance Capital's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pelagos Insurance Capital Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Pelagos Insurance Capital's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Pelagos Insurance Capital's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pelagos Insurance Capital (PLGO) has a Pretax Margin % of 16.89% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Pelagos Insurance Capital and its competitors. This is 33% above median its historical median of 12.69. Over the past decade, Pelagos Insurance Capital's Pretax Margin % has ranged from 5.28 to 60.81. According to the industry distribution chart, Pelagos Insurance Capital ranks #126 out of 501 companies in the Insurance industry, placing it in the top 25.1%.
Is Pelagos Insurance Capital's Pretax Margin % too high?
Pelagos Insurance Capital's current Pretax Margin % of 16.89% is 33% above median its 10-year median of 12.69. Over the past 10 years, this metric has ranged from a low of 5.28 to a high of 60.81. The Insurance industry median Pretax Margin % is 12.04. Pelagos Insurance Capital's value of 16.89% is 40.3% above this industry median. Based on the distribution chart, Pelagos Insurance Capital ranks #126 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Pelagos Insurance Capital has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pelagos Insurance Capital's Pretax Margin % compare to XZO and IGIC?
According to the Insurance industry distribution chart, Pelagos Insurance Capital ranks #126 out of 501 companies for Pretax Margin %. This puts Pelagos Insurance Capital in the upper half of its industry. The industry median Pretax Margin % is 12.04. Pelagos Insurance Capital's value of 16.89% is 40.3% above this benchmark. Historically, Pelagos Insurance Capital's own Pretax Margin % has ranged from 5.28 to 60.81 over the past decade. While the company's 10-year median is 12.69 vs. the industry median of 12.04, Pelagos Insurance Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pelagos Insurance Capital's current Pretax Margin % of 16.89% is 40.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Pelagos Insurance Capital and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pelagos Insurance Capital's current Pretax Margin % is 16.89%, which is 33% above median its own 10-year median of 12.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pelagos Insurance Capital stock overvalued right now?
Based on GuruFocus' analysis, Pelagos Insurance Capital (PLGO) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.01, compared to a current price of $24.74 — trading 17.8% above its estimated fair value. The current Pretax Margin % is 16.89%, which is 33% above median its 10-year median of 12.69 and 40.3% above the Insurance industry median of 12.04. Pelagos Insurance Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Pelagos Insurance Capital (PLGO), the current Pretax Margin % is 16.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pelagos Insurance Capital (PLGO) Overvalued in 2026?
Based on GuruFocus' analysis, Pelagos Insurance Capital stock appears to be overvalued.
The current stock price of $24.74 is trading 17.8% above its estimated GF Value™ of $21.01.
GuruFocus considers Pelagos Insurance Capital to be Modestly Overvalued.
Key valuation signals for PLGO:
Pretax Margin %: 16.89% (33% above median its 10-year median of 12.69)
GF Value™: $21.01 vs. price of $24.74 (17.8% above fair value)
Industry Position: 40.3% above the Insurance median (#126 of 501)
No single metric tells the full story. See the PLGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pelagos Insurance Capital Ltd operates in the specialty insurance and reinsurance sector. Its activities include capital allocation, risk selection, and the deployment of capital through underwriting partnerships across insurance and reinsurance markets. The company manages a diversified portfolio and works with underwriting partners to provide insurance and reinsurance solutions to clients and brokers.
82GF Score
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