Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Abu Dhabi Islamic Bank's Enterprise Value is د.إ52,004 Mil.
Abu Dhabi Islamic Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ1,583 Mil. Therefore, Abu Dhabi Islamic Bank's EV-to-OCF for today is 32.86.
The historical rank and industry rank for Abu Dhabi Islamic Bank's EV-to-OCF or its related term are showing as below:
ADX:ADIB'
s EV-to-OCF Range Over the Past 10 Years
Min: -13.25 Med: -0.3 Max: 66.11
Current: 32.86
During the past 13 years, the highest EV-to-OCF of Abu Dhabi Islamic Bank was 66.11. The lowest was -13.25. And the median was -0.30.
ADX:ADIB's EV-to-OCF is ranked worse than 93.26% of 1499
companies
in the Banks industry
Industry Median: 4
vs ADX:ADIB: 32.86
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi Islamic Bank (ADX:ADIB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Abu Dhabi Islamic Bank's PE Ratio (TTM) for today is calculated as:
Abu Dhabi Islamic Bank's share price for today is د.إ23.40.
Abu Dhabi Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.813.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Islamic Bank EV-to-OCF Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Islamic Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Islamic Bank's EV-to-OCF falls into.
Abu Dhabi Islamic Bank's current Enterprise Value is د.إ52,004 Mil.
Abu Dhabi Islamic Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1,583 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Islamic Bank (ADX:ADIB) has a EV-to-OCF of 32.86 as of Aug. 11, 2026. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #1398 out of 1499 companies in the Banks industry, placing it in the top 93.3%.
Is Abu Dhabi Islamic Bank's EV-to-OCF too high?
Abu Dhabi Islamic Bank's current EV-to-OCF is 32.86. The Banks industry median EV-to-OCF is 4.00. Abu Dhabi Islamic Bank's value of 32.86 is 721.5% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #1398 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #1398 out of 1499 companies for EV-to-OCF. This places Abu Dhabi Islamic Bank in the lower half of its industry. The industry median EV-to-OCF is 4.00. Abu Dhabi Islamic Bank's value of 32.86 is 721.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank's current EV-to-OCF of 32.86 is 721.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current EV-to-OCF is 32.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ19.88, compared to a current price of د.إ23.40 — trading 17.7% above its estimated fair value. The current EV-to-OCF is 32.86 and 721.5% above the Banks industry median of 4.00. Abu Dhabi Islamic Bank's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current EV-to-OCF is 32.86 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued.
The current stock price of د.إ23.40 is trading 17.7% above its estimated GF Value™ of د.إ19.88.
GuruFocus considers Abu Dhabi Islamic Bank to be Modestly Overvalued.
Key valuation signals for ADX:ADIB:
EV-to-OCF: 32.86
GF Value™: د.إ19.88 vs. price of د.إ23.40 (17.7% above fair value)
Industry Position: 721.5% above the Banks median (#1398 of 1499)
No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
49GF Score
Get the complete analysis for ADX:ADIB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:ADIB has been successfully added to your 
