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Abu Dhabi Islamic BankADX:ADIB -1.74%65 5-Year Yield-on-Cost % is 17.90 as of Jul. 15, 2026, which is 20% below its 10-year median of 22.29. GuruFocus rates ADX:ADIB with a GF Score™ of 65/100 and a GF Value™ of د.إ19.55 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,256 Banks companies, Abu Dhabi Islamic Bank ranks better than 94.27% on this metric.
Abu Dhabi Islamic Bank's yield on cost for the quarter that ended in Mar. 2026 was 17.90.
The historical rank and industry rank for Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
ADX:ADIB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 8.89 Med: 22.29 Max: 56.44
Current: 17.9
During the past 13 years, Abu Dhabi Islamic Bank's highest Yield on Cost was 56.44. The lowest was 8.89. And the median was 22.29.
ADX:ADIB's 5-Year Yield-on-Cost % is ranked better than 94.27% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs ADX:ADIB: 17.90
Abu Dhabi Islamic Bank (ADX:ADIB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Abu Dhabi Islamic Bank 5-Year Yield-on-Cost % Related Terms
Abu Dhabi Islamic Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Islamic Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % falls into.
Abu Dhabi Islamic Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Abu Dhabi Islamic Bank (ADX:ADIB) has a 5-Year Yield-on-Cost % of 17.90 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Abu Dhabi Islamic Bank and its competitors. This is 20% below median its historical median of 22.29. Over the past decade, Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % has ranged from 8.89 to 56.44. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1256 companies in the Banks industry, placing it in the top 5.7%.
Is Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % too high?
Abu Dhabi Islamic Bank's current 5-Year Yield-on-Cost % of 17.90 is 20% below median its 10-year median of 22.29. Over the past 10 years, this metric has ranged from a low of 8.89 to a high of 56.44. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Abu Dhabi Islamic Bank's value of 17.90 is 360.7% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1256 companies for 5-Year Yield-on-Cost %. This places Abu Dhabi Islamic Bank in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Abu Dhabi Islamic Bank's value of 17.90 is 360.7% above this benchmark. Historically, Abu Dhabi Islamic Bank's own 5-Year Yield-on-Cost % has ranged from 8.89 to 56.44 over the past decade. While the company's 10-year median is 22.29 vs. the industry median of 3.89, Abu Dhabi Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank's current 5-Year Yield-on-Cost % of 17.90 is 360.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Abu Dhabi Islamic Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current 5-Year Yield-on-Cost % is 17.90, which is 20% below median its own 10-year median of 22.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ19.55, compared to a current price of د.إ21.42 — trading 9.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 17.90, which is 20% below median its 10-year median of 22.29 and 360.7% above the Banks industry median of 3.89. Abu Dhabi Islamic Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current 5-Year Yield-on-Cost % is 17.90 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued.
The current stock price of د.إ21.42 is trading 9.6% above its estimated GF Value™ of د.إ19.55.
GuruFocus considers Abu Dhabi Islamic Bank to be Fairly Valued.
Key valuation signals for ADX:ADIB:
5-Year Yield-on-Cost %: 17.90 (20% below median its 10-year median of 22.29)
GF Value™: د.إ19.55 vs. price of د.إ21.42 (9.6% above fair value)
Industry Position: 360.7% above the Banks median (#72 of 1256)
No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
65GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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