Abu Dhabi Islamic Bank (ADX:ADIB) Pretax Margin %: 66.36% (As of Mar. 2026) — 49% Above Median


ADX:ADIB Abu Dhabi Islamic Bank ADX:ADIB
65 GF Score
Price د.إ20.98
GF Value د.إ19.49
Valuation Fairly Valued
! 2 Warning Signs
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What is Abu Dhabi Islamic Bank Pretax Margin %?

Abu Dhabi Islamic Bank ADX:ADIB +1.94% 65 Pretax Margin % is 66.36% as of Mar. 2026, which is 49% above its 10-year median of 44.54. GuruFocus rates ADX:ADIB with a GF Score™ of 65/100 and a GF Value™ of د.إ19.49 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Abu Dhabi Islamic Bank ranks better than 95.28% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Abu Dhabi Islamic Bank's Pre-Tax Income for the three months ended in Mar. 2026 was د.إ2,096 Mil. Abu Dhabi Islamic Bank's Revenue for the three months ended in Mar. 2026 was د.إ3,158 Mil. Therefore, Abu Dhabi Islamic Bank's pretax margin for the quarter that ended in Mar. 2026 was 66.36%.

The historical rank and industry rank for Abu Dhabi Islamic Bank's Pretax Margin % or its related term are showing as below:

ADX:ADIB' s Pretax Margin % Range Over the Past 10 Years
Min: 30.14   Med: 44.54   Max: 66.11
Current: 65.75


ADX:ADIB's Pretax Margin % is ranked better than
95.28% of 1527 companies
in the Banks industry
Industry Median: 34.88 vs ADX:ADIB: 65.75

Abu Dhabi Islamic Bank  (ADX:ADIB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Abu Dhabi Islamic Bank Pretax Margin % Related Terms


Abu Dhabi Islamic Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank Pretax Margin % Chart

Abu Dhabi Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.90 62.34 59.89 65.09 66.11

Abu Dhabi Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 68.17 66.54 65.70 64.42 66.36

Abu Dhabi Islamic Bank Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank's Pretax Margin % falls into.


ADX:ADIB
65GF Score
Abu Dhabi Islamic Bank ADX:ADIB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Abu Dhabi Islamic Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Abu Dhabi Islamic Bank's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=8101.26/12253.476
=66.11 %

Abu Dhabi Islamic Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2095.64/3158.193
=66.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 66.36% mean?
Abu Dhabi Islamic Bank (ADX:ADIB) has a Pretax Margin % of 66.36% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi Islamic Bank and its competitors. This is 49% above median its historical median of 44.54. Over the past decade, Abu Dhabi Islamic Bank's Pretax Margin % has ranged from 30.14 to 66.11. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1527 companies in the Banks industry, placing it in the top 4.7%.
Is Abu Dhabi Islamic Bank's Pretax Margin % too high?
Abu Dhabi Islamic Bank's current Pretax Margin % of 66.36% is 49% above median its 10-year median of 44.54. Over the past 10 years, this metric has ranged from a low of 30.14 to a high of 66.11. The Banks industry median Pretax Margin % is 34.88. Abu Dhabi Islamic Bank's value of 66.36% is 90.3% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #72 out of 1527 companies for Pretax Margin %. This places Abu Dhabi Islamic Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Abu Dhabi Islamic Bank's value of 66.36% is 90.3% above this benchmark. Historically, Abu Dhabi Islamic Bank's own Pretax Margin % has ranged from 30.14 to 66.11 over the past decade. While the company's 10-year median is 44.54 vs. the industry median of 34.88, Abu Dhabi Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank's current Pretax Margin % of 66.36% is 90.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Abu Dhabi Islamic Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current Pretax Margin % is 66.36%, which is 49% above median its own 10-year median of 44.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ19.49, compared to a current price of د.إ20.98 — trading 7.6% above its estimated fair value. The current Pretax Margin % is 66.36%, which is 49% above median its 10-year median of 44.54 and 90.3% above the Banks industry median of 34.88. Abu Dhabi Islamic Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current Pretax Margin % is 66.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued. The current stock price of د.إ20.98 is trading 7.6% above its estimated GF Value™ of د.إ19.49. GuruFocus considers Abu Dhabi Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:ADIB:

  • Pretax Margin %: 66.36% (49% above median its 10-year median of 44.54)
  • GF Value™: د.إ19.49 vs. price of د.إ20.98 (7.6% above fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 90.3% above the Banks median (#72 of 1527)

No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank Business Description

Address Sheikh Rashid Bin Saeed Street, Old Airport Road, opposite to Millennium Al Rawdah Hotel, Abu Dhabi, ARE
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
65GF Score

Get the complete analysis for ADX:ADIB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ20.98
Price
د.إ19.49
GF Value