Abu Dhabi Islamic Bank (ADX:ADIB) Total Payout Ratio: 0.48 (As of Jul. 30, 2026)

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ADX:ADIB Abu Dhabi Islamic Bank ADX:ADIB
65 GF Score
Price د.إ21.50
GF Value د.إ19.61
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Abu Dhabi Islamic Bank Total Payout Ratio?

Abu Dhabi Islamic Bank ADX:ADIB -0.28% 65 Total Payout Ratio is 0.48 as of Jul. 30, 2026. GuruFocus rates ADX:ADIB with a GF Score™ of 65/100 and a GF Value™ of د.إ19.61 (Fairly Valued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Abu Dhabi Islamic Bank's current Total Payout Ratio is 0.48.


Abu Dhabi Islamic Bank Total Payout Ratio Related Terms


Abu Dhabi Islamic Bank Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank Total Payout Ratio Chart

Abu Dhabi Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.31 0.36 0.43 0.43

Abu Dhabi Islamic Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.93 0.00

Abu Dhabi Islamic Bank Total Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank's Total Payout Ratio falls into.


ADX:ADIB
65GF Score
Abu Dhabi Islamic Bank ADX:ADIB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Islamic Bank Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Abu Dhabi Islamic Bank's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -3030.337) / 7070.123
=0.43

Abu Dhabi Islamic Bank's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 1930.487
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.48 mean?
Abu Dhabi Islamic Bank (ADX:ADIB) has a Total Payout Ratio of 0.48 as of Jul. 30, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Abu Dhabi Islamic Bank and its competitors.
Is Abu Dhabi Islamic Bank's Total Payout Ratio too high?
Abu Dhabi Islamic Bank's current Total Payout Ratio is 0.48. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's Total Payout Ratio compare to competitors?
Abu Dhabi Islamic Bank's Total Payout Ratio of 0.48 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Abu Dhabi Islamic Bank and its competitors. Abu Dhabi Islamic Bank's current Total Payout Ratio is 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ19.61, compared to a current price of د.إ21.50 — trading 9.6% above its estimated fair value. The current Total Payout Ratio is 0.48. Abu Dhabi Islamic Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current Total Payout Ratio is 0.48 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued. The current stock price of د.إ21.50 is trading 9.6% above its estimated GF Value™ of د.إ19.61. GuruFocus considers Abu Dhabi Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:ADIB:

  • Total Payout Ratio: 0.48
  • GF Value™: د.إ19.61 vs. price of د.إ21.50 (9.6% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank Business Description

Address Sheikh Rashid Bin Saeed Street, Old Airport Road, opposite to Millennium Al Rawdah Hotel, Abu Dhabi, ARE
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
65GF Score

Get the complete analysis for ADX:ADIB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ21.50
Price
د.إ19.61
GF Value