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Abu Dhabi Islamic BankADX:ADIB -0.34%49 FCF Margin % is 201.85% as of Jun. 2026, which is 288% above its 10-year median of 52.06. GuruFocus rates ADX:ADIB with a GF Score™ of 49/100 and a GF Value™ of د.إ19.88 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, Abu Dhabi Islamic Bank ranks worse than 68.22% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Islamic Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abu Dhabi Islamic Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Abu Dhabi Islamic Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Abu Dhabi Islamic Bank (ADX:ADIB) has a FCF Margin % of 201.85% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Abu Dhabi Islamic Bank and its competitors. This is 288% above median its historical median of 52.06. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #1026 out of 1504 companies in the Banks industry, placing it in the top 68.2%.
Is Abu Dhabi Islamic Bank's FCF Margin % too high?
Abu Dhabi Islamic Bank's current FCF Margin % of 201.85% is 288% above median its 10-year median of 52.06. The Banks industry median FCF Margin % is 26.49. Abu Dhabi Islamic Bank's value of 201.85% is 662.1% above this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #1026 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #1026 out of 1504 companies for FCF Margin %. This places Abu Dhabi Islamic Bank in the lower half of its industry. The industry median FCF Margin % is 26.49. Abu Dhabi Islamic Bank's value of 201.85% is 662.1% above this benchmark. While the company's 10-year median is 52.06 vs. the industry median of 26.49, Abu Dhabi Islamic Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.49, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank's current FCF Margin % of 201.85% is 662.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Abu Dhabi Islamic Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current FCF Margin % is 201.85%, which is 288% above median its own 10-year median of 52.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ19.88, compared to a current price of د.إ23.40 — trading 17.7% above its estimated fair value. The current FCF Margin % is 201.85%, which is 288% above median its 10-year median of 52.06 and 662.1% above the Banks industry median of 26.49. Abu Dhabi Islamic Bank's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current FCF Margin % is 201.85% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued.
The current stock price of د.إ23.40 is trading 17.7% above its estimated GF Value™ of د.إ19.88.
GuruFocus considers Abu Dhabi Islamic Bank to be Modestly Overvalued.
Key valuation signals for ADX:ADIB:
FCF Margin %: 201.85% (288% above median its 10-year median of 52.06)
GF Value™: د.إ19.88 vs. price of د.إ23.40 (17.7% above fair value)
Industry Position: 662.1% above the Banks median (#1026 of 1504)
No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
49GF Score
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