Abu Dhabi Islamic Bank (ADX:ADIB) PEG Ratio: 1.19 (As of Jul. 01, 2026) — 29% Below Median


ADX:ADIB Abu Dhabi Islamic Bank ADX:ADIB
65 GF Score
Price د.إ20.68
GF Value د.إ19.51
Valuation Fairly Valued
! 2 Warning Signs
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What is Abu Dhabi Islamic Bank PEG Ratio?

Abu Dhabi Islamic Bank ADX:ADIB -0.29% 65 PEG Ratio is 1.19 as of Jul. 01, 2026, which is 29% below its 10-year median of 1.68. GuruFocus rates ADX:ADIB with a GF Score™ of 65/100 and a GF Value™ of د.إ19.51 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,229 Banks companies, Abu Dhabi Islamic Bank ranks better than 60.05% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Abu Dhabi Islamic Bank's PE Ratio without NRI is 11.91. Abu Dhabi Islamic Bank's 5-Year Book Value growth rate is 10.00%. Therefore, Abu Dhabi Islamic Bank's PEG Ratio for today is 1.19.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Abu Dhabi Islamic Bank's PEG Ratio or its related term are showing as below:

ADX:ADIB' s PEG Ratio Range Over the Past 10 Years
Min: 0.9   Med: 1.68   Max: 4.48
Current: 1.19


During the past 13 years, Abu Dhabi Islamic Bank's highest PEG Ratio was 4.48. The lowest was 0.90. And the median was 1.68.


ADX:ADIB's PEG Ratio is ranked better than
60.05% of 1229 companies
in the Banks industry
Industry Median: 1.52 vs ADX:ADIB: 1.19

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Abu Dhabi Islamic Bank  (ADX:ADIB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Abu Dhabi Islamic Bank PEG Ratio Related Terms


Abu Dhabi Islamic Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Abu Dhabi Islamic Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Abu Dhabi Islamic Bank PEG Ratio Chart

Abu Dhabi Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.27 2.19 1.23 1.24 1.28

Abu Dhabi Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.67 1.54 1.28 1.26

Abu Dhabi Islamic Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Abu Dhabi Islamic Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Abu Dhabi Islamic Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Abu Dhabi Islamic Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Abu Dhabi Islamic Bank's PEG Ratio falls into.


ADX:ADIB
65GF Score
Abu Dhabi Islamic Bank ADX:ADIB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Abu Dhabi Islamic Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Abu Dhabi Islamic Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.905584340818/10.00
=1.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.19 mean?
Abu Dhabi Islamic Bank (ADX:ADIB) has a PEG Ratio of 1.19 as of Jul. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abu Dhabi Islamic Bank and its competitors. This is 29% below median its historical median of 1.68. Over the past decade, Abu Dhabi Islamic Bank's PEG Ratio has ranged from 0.90 to 4.48. According to the industry distribution chart, Abu Dhabi Islamic Bank ranks #491 out of 1229 companies in the Banks industry, placing it in the top 40%.
Is Abu Dhabi Islamic Bank's PEG Ratio too high?
Abu Dhabi Islamic Bank's current PEG Ratio of 1.19 is 29% below median its 10-year median of 1.68. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 4.48. The Banks industry median PEG Ratio is 1.52. Abu Dhabi Islamic Bank's value of 1.19 is 21.7% below this industry median. Based on the distribution chart, Abu Dhabi Islamic Bank ranks #491 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, Abu Dhabi Islamic Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Abu Dhabi Islamic Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Abu Dhabi Islamic Bank ranks #491 out of 1229 companies for PEG Ratio. This puts Abu Dhabi Islamic Bank in the upper half of its industry. The industry median PEG Ratio is 1.52. Abu Dhabi Islamic Bank's value of 1.19 is 21.7% below this benchmark. Historically, Abu Dhabi Islamic Bank's own PEG Ratio has ranged from 0.90 to 4.48 over the past decade. While the company's 10-year median is 1.68 vs. the industry median of 1.52, Abu Dhabi Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abu Dhabi Islamic Bank's current PEG Ratio of 1.19 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Abu Dhabi Islamic Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abu Dhabi Islamic Bank's current PEG Ratio is 1.19, which is 29% below median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abu Dhabi Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Abu Dhabi Islamic Bank (ADX:ADIB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ19.51, compared to a current price of د.إ20.68 — trading 6% above its estimated fair value. The current PEG Ratio is 1.19, which is 29% below median its 10-year median of 1.68 and 21.7% below the Banks industry median of 1.52. Abu Dhabi Islamic Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Abu Dhabi Islamic Bank (ADX:ADIB), the current PEG Ratio is 1.19 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Abu Dhabi Islamic Bank (ADX:ADIB) Overvalued in 2026?

Based on GuruFocus' analysis, Abu Dhabi Islamic Bank stock appears to be overvalued. The current stock price of د.إ20.68 is trading 6% above its estimated GF Value™ of د.إ19.51. GuruFocus considers Abu Dhabi Islamic Bank to be Fairly Valued.

Key valuation signals for ADX:ADIB:

  • PEG Ratio: 1.19 (29% below median its 10-year median of 1.68)
  • GF Value™: د.إ19.51 vs. price of د.إ20.68 (6% above fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 21.7% below the Banks median (#491 of 1229)

No single metric tells the full story. See the ADX:ADIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Abu Dhabi Islamic Bank Business Description

Address Sheikh Rashid Bin Saeed Street, Old Airport Road, opposite to Millennium Al Rawdah Hotel, Abu Dhabi, ARE
Abu Dhabi Islamic Bank is a banking corporation based in the United Arab Emirates. The bank is one of the regional Islamic services groups having a presence in countries like United Kingdoms, Iraq, Saudi Arabia, and Qatar and generates its revenues from its foreign operations. The activities of the bank like banking, financing, and investing are the pillars of its business. The banking and financing services comprise regional banking operations such as retail banking and its investing business includes capital market operations. The company conducts its operations through retail banking, which is its main revenue generator, wholesale banking, treasury, and other segments.
65GF Score

Get the complete analysis for ADX:ADIB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ20.68
Price
د.إ19.51
GF Value