Raiz Invest (ASX:RZI) EV-to-OCF: 9.84 (As of Aug. 04, 2026)

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Director of Data and Quant Analytics at GuruFocus
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ASX:RZI Raiz Invest Ltd ASX:RZI
43 GF Score
Price A$0.57
GF Value A$0.65
Valuation Modestly Undervalued
View Full Analysis

What is Raiz Invest EV-to-OCF?

Raiz Invest ASX:RZI +2.73% 43 EV-to-OCF is 9.84 as of Aug. 04, 2026. GuruFocus rates ASX:RZI with a GF Score™ of 43/100 and a GF Value™ of A$0.65 (Modestly Undervalued). Among 2,879 Software companies, Raiz Invest ranks worse than 57% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Raiz Invest's Enterprise Value is A$46.81 Mil. Raiz Invest's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$4.76 Mil. Therefore, Raiz Invest's EV-to-OCF for today is 9.84.

The historical rank and industry rank for Raiz Invest's EV-to-OCF or its related term are showing as below:

ASX:RZI' s EV-to-OCF Range Over the Past 10 Years
Min: -222.76   Med: -8.59   Max: 29.93
Current: 8.68

During the past 9 years, the highest EV-to-OCF of Raiz Invest was 29.93. The lowest was -222.76. And the median was -8.59.

ASX:RZI's EV-to-OCF is ranked worse than
57% of 2879 companies
in the Software industry
Industry Median: 6.68 vs ASX:RZI: 8.68

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-04), Raiz Invest's stock price is A$0.565. Raiz Invest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.042. Therefore, Raiz Invest's PE Ratio (TTM) for today is 13.45.


Raiz Invest  (ASX:RZI) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Raiz Invest's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.565/0.042
=13.45

Raiz Invest's share price for today is A$0.565.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Raiz Invest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.042.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Raiz Invest EV-to-OCF Related Terms


Raiz Invest EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Raiz Invest's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest EV-to-OCF Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only -175.00 -16.10 -6.26 6.95 19.31

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.95 0.00 19.31 0.00

ASX:RZI vs MSFT, ORCL, PLTR: EV-to-OCF Comparison

For the Software - Infrastructure subindustry, Raiz Invest's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiz Invest EV-to-OCF vs Software Industry

For the Software industry and Technology sector, Raiz Invest's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Raiz Invest's EV-to-OCF falls into.


ASX:RZI
43GF Score
Raiz Invest Ltd ASX:RZI
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Raiz Invest EV-to-OCF Calculation

Raiz Invest's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=46.805/4.756
=9.84

Raiz Invest's current Enterprise Value is A$46.81 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Raiz Invest's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$4.76 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 9.84 mean?
Raiz Invest (ASX:RZI) has a EV-to-OCF of 9.84 as of Aug. 04, 2026. According to the industry distribution chart, Raiz Invest ranks #1641 out of 2879 companies in the Software industry, placing it in the top 57%.
Is Raiz Invest's EV-to-OCF too high?
Raiz Invest's current EV-to-OCF is 9.84. The Software industry median EV-to-OCF is 6.68. Raiz Invest's value of 9.84 is 47.3% above this industry median. Based on the distribution chart, Raiz Invest ranks #1641 out of 2879 companies in the Software industry, which is below the industry midpoint. Overall, Raiz Invest has a GF Score™ of 43/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's EV-to-OCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Raiz Invest ranks #1641 out of 2879 companies for EV-to-OCF. This places Raiz Invest in the lower half of its industry. The industry median EV-to-OCF is 6.68. Raiz Invest's value of 9.84 is 47.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.68, based on 2,879 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiz Invest's current EV-to-OCF of 9.84 is 47.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiz Invest's current EV-to-OCF is 9.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.65, compared to a current price of A$0.57 — trading 13.1% below its estimated fair value. The current EV-to-OCF is 9.84 and 47.3% above the Software industry median of 6.68. Raiz Invest's overall GF Score™ is 43/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current EV-to-OCF is 9.84 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.57 is trading 13.1% below its estimated GF Value™ of A$0.65. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • EV-to-OCF: 9.84
  • GF Value™: A$0.65 vs. price of A$0.57 (13.1% below fair value)
  • GF Score™: 43/100
  • Industry Position: 47.3% above the Software median (#1641 of 2879)

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
43GF Score

Get the complete analysis for ASX:RZI

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.57
Price
A$0.65
GF Value