Raiz Invest (ASX:RZI) Pretax Margin %: 6.20% (As of Dec. 2025)


ASX:RZI Raiz Invest Ltd ASX:RZI
50 GF Score
Price A$0.54
GF Value A$0.64
Valuation Modestly Undervalued
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What is Raiz Invest Pretax Margin %?

Raiz Invest ASX:RZI -3.57% 50 Pretax Margin % is 6.20% as of Dec. 2025. GuruFocus rates ASX:RZI with a GF Score™ of 50/100 and a GF Value™ of A$0.64 (Modestly Undervalued). Among 2,825 Software companies, Raiz Invest ranks better than 57.38% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Raiz Invest's Pre-Tax Income for the six months ended in Dec. 2025 was A$0.84 Mil. Raiz Invest's Revenue for the six months ended in Dec. 2025 was A$13.52 Mil. Therefore, Raiz Invest's pretax margin for the quarter that ended in Dec. 2025 was 6.20%.

The historical rank and industry rank for Raiz Invest's Pretax Margin % or its related term are showing as below:

ASX:RZI' s Pretax Margin % Range Over the Past 10 Years
Min: -944.76   Med: -51.91   Max: 6.07
Current: 6.07


ASX:RZI's Pretax Margin % is ranked better than
57.38% of 2825 companies
in the Software industry
Industry Median: 3.53 vs ASX:RZI: 6.07

Raiz Invest  (ASX:RZI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Raiz Invest Pretax Margin % Related Terms


Raiz Invest Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Raiz Invest's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest Pretax Margin % Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only -39.23 -67.81 -47.84 -8.80 -1.47

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -17.51 -0.65 -9.49 5.91 6.20

ASX:RZI vs MSFT, ORCL, PLTR: Pretax Margin % Comparison

For the Software - Infrastructure subindustry, Raiz Invest's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiz Invest Pretax Margin % vs Software Industry

For the Software industry and Technology sector, Raiz Invest's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Raiz Invest's Pretax Margin % falls into.


ASX:RZI
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Raiz Invest Ltd ASX:RZI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiz Invest Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Raiz Invest's Pretax Margin for the fiscal year that ended in Jun. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-0.33/22.443
=-1.47 %

Raiz Invest's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0.838/13.517
=6.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 6.20% mean?
Raiz Invest (ASX:RZI) has a Pretax Margin % of 6.20% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Raiz Invest and its competitors. According to the industry distribution chart, Raiz Invest ranks #1204 out of 2825 companies in the Software industry, placing it in the top 42.6%.
Is Raiz Invest's Pretax Margin % too high?
Raiz Invest's current Pretax Margin % is 6.20%. The Software industry median Pretax Margin % is 3.53. Raiz Invest's value of 6.20% is 75.6% above this industry median. Based on the distribution chart, Raiz Invest ranks #1204 out of 2825 companies in the Software industry, which is above the industry midpoint. Overall, Raiz Invest has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's Pretax Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Raiz Invest ranks #1204 out of 2825 companies for Pretax Margin %. This puts Raiz Invest in the upper half of its industry. The industry median Pretax Margin % is 3.53. Raiz Invest's value of 6.20% is 75.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.53, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiz Invest's current Pretax Margin % of 6.20% is 75.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Raiz Invest and its competitors. For the Software industry, the median Pretax Margin % is 3.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiz Invest's current Pretax Margin % is 6.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.64, compared to a current price of A$0.54 — trading 15.6% below its estimated fair value. The current Pretax Margin % is 6.20% and 75.6% above the Software industry median of 3.53. Raiz Invest's overall GF Score™ is 50/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current Pretax Margin % is 6.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.54 is trading 15.6% below its estimated GF Value™ of A$0.64. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • Pretax Margin %: 6.20%
  • GF Value™: A$0.64 vs. price of A$0.54 (15.6% below fair value)
  • GF Score™: 50/100
  • Industry Position: 75.6% above the Software median (#1204 of 2825)

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.54
Price
A$0.64
GF Value