Net margin is calculated as Net Income divided by its Revenue. Raiz Invest's Net Income for the
six
months ended in Dec. 2025 was A$3.52 Mil. Raiz Invest's Revenue for the
six
months ended in Dec. 2025 was A$13.52 Mil. Therefore, Raiz Invest's net margin for the quarter that ended in Dec. 2025 was 26.03%.
The historical rank and industry rank for Raiz Invest's Net Margin % or its related term are showing as below:
ASX:RZI'
s Net Margin % Range Over the Past 10 Years
Min: -766.24 Med: -47.62 Max: 17.45
Current: 17.45
ASX:RZI's Net Margin % is ranked better than 87.19% of 2827
companies
in the Software industry
Industry Median: 2.54
vs ASX:RZI: 17.45
Raiz Invest (ASX:RZI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Raiz Invest Net Margin % Related Terms
Raiz Invest Net Margin % Historical Data
* Premium members only.
The historical data trend for Raiz Invest's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:RZI vs MSFT, ORCL, PLTR: Net Margin % Comparison
For the Software - Infrastructure subindustry, Raiz Invest's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiz Invest Net Margin % vs Software Industry
For the Software industry and Technology sector, Raiz Invest's Net Margin % distribution charts can be found below:
* The bar in red indicates where Raiz Invest's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiz Invest (ASX:RZI) has a Net Margin % of 26.03% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Raiz Invest and its competitors. According to the industry distribution chart, Raiz Invest ranks #362 out of 2827 companies in the Software industry, placing it in the top 12.8%.
Is Raiz Invest's Net Margin % too high?
Raiz Invest's current Net Margin % is 26.03%. The Software industry median Net Margin % is 2.54. Raiz Invest's value of 26.03% is 924.8% above this industry median. Based on the distribution chart, Raiz Invest ranks #362 out of 2827 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Raiz Invest has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's Net Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Raiz Invest ranks #362 out of 2827 companies for Net Margin %. This places Raiz Invest in the top 13% of its industry — outperforming the majority of peers. The industry median Net Margin % is 2.54. Raiz Invest's value of 26.03% is 924.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,827 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiz Invest's current Net Margin % of 26.03% is 924.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Raiz Invest and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiz Invest's current Net Margin % is 26.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.64, compared to a current price of A$0.54 — trading 15.6% below its estimated fair value. The current Net Margin % is 26.03% and 924.8% above the Software industry median of 2.54. Raiz Invest's overall GF Score™ is 50/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current Net Margin % is 26.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raiz Invest (ASX:RZI) Overvalued in 2026?
Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued.
The current stock price of A$0.54 is trading 15.6% below its estimated GF Value™ of A$0.64.
GuruFocus considers Raiz Invest to be Modestly Undervalued.
Key valuation signals for ASX:RZI:
Net Margin %: 26.03%
GF Value™: A$0.64 vs. price of A$0.54 (15.6% below fair value)
Industry Position: 924.8% above the Software median (#362 of 2827)
No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
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