Raiz Invest (ASX:RZI) PS Ratio: 2.24 (As of Jul. 02, 2026) — 46% Below Median


ASX:RZI Raiz Invest Ltd ASX:RZI
51 GF Score
Price A$0.54
GF Value A$0.64
Valuation Modestly Undervalued
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What is Raiz Invest PS Ratio?

Raiz Invest ASX:RZI -1.83% 51 PS Ratio is 2.24 as of Jul. 02, 2026, which is 46% below its 10-year median of 4.17. GuruFocus rates ASX:RZI with a GF Score™ of 51/100 and a GF Value™ of A$0.64 (Modestly Undervalued). Among 2,776 Software companies, Raiz Invest ranks worse than 53.13% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Raiz Invest's share price is A$0.535. Raiz Invest's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.24. Hence, Raiz Invest's PS Ratio for today is 2.24.

Good Sign:

Raiz Invest Ltd stock PS Ratio (=2.47) is close to 1-year low of 2.44.

The historical rank and industry rank for Raiz Invest's PS Ratio or its related term are showing as below:

ASX:RZI' s PS Ratio Range Over the Past 10 Years
Min: 1.67   Med: 4.17   Max: 17.94
Current: 2.24

During the past 9 years, Raiz Invest's highest PS Ratio was 17.94. The lowest was 1.67. And the median was 4.17.

ASX:RZI's PS Ratio is ranked worse than
53.13% of 2776 companies
in the Software industry
Industry Median: 2.03 vs ASX:RZI: 2.24

Raiz Invest's Revenue per Sharefor the six months ended in Dec. 2025 was A$0.13. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.24.

During the past 12 months, the average Revenue per Share Growth Rate of Raiz Invest was 9.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 12.10% per year.

During the past 9 years, Raiz Invest's highest 3-Year average Revenue per Share Growth Rate was 36.40% per year. The lowest was 6.40% per year. And the median was 14.50% per year.

Back to Basics: PS Ratio


Raiz Invest  (ASX:RZI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Raiz Invest PS Ratio Related Terms


Raiz Invest PS Ratio Historical Data

* Premium members only.

The historical data trend for Raiz Invest's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiz Invest PS Ratio Chart

Raiz Invest Annual Data
Trend Dec17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PS Ratio
Get a 7-Day Free Trial Premium Member Only 9.62 3.61 1.78 1.69 2.81

Raiz Invest Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.69 0.00 2.81 0.00

ASX:RZI vs MSFT, ORCL, PLTR: PS Ratio Comparison

For the Software - Infrastructure subindustry, Raiz Invest's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiz Invest PS Ratio vs Software Industry

For the Software industry and Technology sector, Raiz Invest's PS Ratio distribution charts can be found below:

* The bar in red indicates where Raiz Invest's PS Ratio falls into.


ASX:RZI
51GF Score
Raiz Invest Ltd ASX:RZI
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiz Invest PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Raiz Invest's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.535/0.239
=2.24

Raiz Invest's Share Price of today is A$0.535.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Raiz Invest's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.24.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.24 mean?
Raiz Invest (ASX:RZI) has a PS Ratio of 2.24 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Raiz Invest and its competitors. This is 46% below median its historical median of 4.17. Over the past decade, Raiz Invest's PS Ratio has ranged from 1.67 to 17.94. According to the industry distribution chart, Raiz Invest ranks #1475 out of 2776 companies in the Software industry, placing it in the top 53.1%.
Is Raiz Invest's PS Ratio too high?
Raiz Invest's current PS Ratio of 2.24 is 46% below median its 10-year median of 4.17. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 17.94. The Software industry median PS Ratio is 2.03. Raiz Invest's value of 2.24 is 10.3% above this industry median. Based on the distribution chart, Raiz Invest ranks #1475 out of 2776 companies in the Software industry, which is below the industry midpoint. Overall, Raiz Invest has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's PS Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Raiz Invest ranks #1475 out of 2776 companies for PS Ratio. This places Raiz Invest in the lower half of its industry. The industry median PS Ratio is 2.03. Raiz Invest's value of 2.24 is 10.3% above this benchmark. Historically, Raiz Invest's own PS Ratio has ranged from 1.67 to 17.94 over the past decade. While the company's 10-year median is 4.17 vs. the industry median of 2.03, Raiz Invest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Software company?
The median PS Ratio among Software companies is 2.03, based on 2,776 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiz Invest's current PS Ratio of 2.24 is 10.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Raiz Invest and its competitors. For the Software industry, the median PS Ratio is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiz Invest's current PS Ratio is 2.24, which is 46% below median its own 10-year median of 4.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.64, compared to a current price of A$0.54 — trading 16.4% below its estimated fair value. The current PS Ratio is 2.24, which is 46% below median its 10-year median of 4.17 and 10.3% above the Software industry median of 2.03. Raiz Invest's overall GF Score™ is 51/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current PS Ratio is 2.24 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.54 is trading 16.4% below its estimated GF Value™ of A$0.64. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • PS Ratio: 2.24 (46% below median its 10-year median of 4.17)
  • GF Value™: A$0.64 vs. price of A$0.54 (16.4% below fair value)
  • GF Score™: 51/100
  • Industry Position: 10.3% above the Software median (#1475 of 2776)

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
51GF Score

Get the complete analysis for ASX:RZI

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.54
Price
A$0.64
GF Value