Raiz Invest (ASX:RZI) 1-Year Sharpe Ratio: -0.18 (As of Jul. 25, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:RZI Raiz Invest Ltd ASX:RZI
44 GF Score
Price A$0.51
GF Value A$0.65
Valuation Modestly Undervalued
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What is Raiz Invest 1-Year Sharpe Ratio?

Raiz Invest ASX:RZI -0.49% 44 1-Year Sharpe Ratio is -0.18 as of Jul. 25, 2026. GuruFocus rates ASX:RZI with a GF Score™ of 44/100 and a GF Value™ of A$0.65 (Modestly Undervalued).

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-25), Raiz Invest's 1-Year Sharpe Ratio is -0.18.

Raiz Invest  (ASX:RZI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Raiz Invest 1-Year Sharpe Ratio Related Terms

ASX:RZI vs MSFT, ORCL, PLTR: 1-Year Sharpe Ratio Comparison

For the Software - Infrastructure subindustry, Raiz Invest's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Raiz Invest 1-Year Sharpe Ratio vs Software Industry

For the Software industry and Technology sector, Raiz Invest's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Raiz Invest's 1-Year Sharpe Ratio falls into.


ASX:RZI
44GF Score
Raiz Invest Ltd ASX:RZI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiz Invest 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.18 mean?
Raiz Invest (ASX:RZI) has a 1-Year Sharpe Ratio of -0.18 as of Jul. 25, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Raiz Invest and its competitors.
Is Raiz Invest's 1-Year Sharpe Ratio too high?
Raiz Invest's current 1-Year Sharpe Ratio is -0.18. Overall, Raiz Invest has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Raiz Invest's 1-Year Sharpe Ratio compare to MSFT and ORCL?
Raiz Invest's 1-Year Sharpe Ratio of -0.18 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Software company?
A good 1-Year Sharpe Ratio depends on the Software industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Raiz Invest and its competitors. Raiz Invest's current 1-Year Sharpe Ratio is -0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiz Invest stock overvalued right now?
Based on GuruFocus' analysis, Raiz Invest (ASX:RZI) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.65, compared to a current price of A$0.51 — trading 21.2% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.18. Raiz Invest's overall GF Score™ is 44/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Raiz Invest (ASX:RZI), the current 1-Year Sharpe Ratio is -0.18 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiz Invest (ASX:RZI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiz Invest stock appears to be undervalued. The current stock price of A$0.51 is trading 21.2% below its estimated GF Value™ of A$0.65. GuruFocus considers Raiz Invest to be Modestly Undervalued.

Key valuation signals for ASX:RZI:

  • 1-Year Sharpe Ratio: -0.18
  • GF Value™: A$0.65 vs. price of A$0.51 (21.2% below fair value)
  • GF Score™: 44/100

No single metric tells the full story. See the ASX:RZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raiz Invest Business Description

Address 2 Bulletin Place, Level 9, Sydney, NSW, AUS, 2000
Raiz Invest Ltd provides financial services and products through its mobile-first micro-investing platform which offers its customers an easy way to regularly invest either small or large amounts of money using the Raiz mobile application or through the Raiz website in Australia. The company products include Raiz Rewards, Raiz Kids, and Raiz Property Fund.
44GF Score

Get the complete analysis for ASX:RZI

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.51
Price
A$0.65
GF Value